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　　"Son, dad can give you a kidney, so you don’t need dialysis, and you can live a normal life."

　　"No, Dad, I can’t have your kidney. I don’t want you to suffer."

　　"The doctor said, as long as you pay more attention, my body is no problem. You have a long way to go, and Dad hopes you can live a normal life. " Dai Junfu, who rented Dujiangyan, tried to persuade him, but he could only say these words. He felt that the words were very pale, but all his thoughts were in his heart. It’s just that my daughter with uremia is also very determined and doesn’t want to drag her father down.

　　If it is deadlocked for three years … …

　　Finally, on April 2 this year, Dai Junfu reached his wish to donate his kidney to save his daughter. The left kidney he donated was transplanted to his 21-year-old daughter Dai Rui. Prior to this, Dai Rui had been repeatedly notified of critical illness.

　　"I can save my daughter with a kidney, I am willing!" At the age of 23, Dai Junfu became a father. At the age of 45, he gave his daughter another life.

　　　Kidney donation deadlock

　　I persuaded my daughter to accept her kidney for three years.

　　After kidney transplantation on April 2, Dai Junfu returned home to recuperate, and his wife Zhou Liqun has been taking care of her daughter Dai Rui in the hospital. Their home is a two-bedroom apartment located in Zhongxing Town, Dujiangyan City. There are no tiles on the clear water floor. Although it is a rented house, it is also a warm home for three people.

　　From the age of 13, my daughter Dai Rui has been ill for 8 years. In the past few years, this family has a regular operation schedule: every Monday, Wednesday and Friday, her daughter Dai Rui rides a battery car to Dujiangyan Red Cross Hospital for dialysis; Dai Junfu works in the front of Qingcheng Mountain Scenic Area, which is the main source of income for the whole family. Zhou Liqun suffers from Sjogren’s syndrome (immune disease) and usually does odd jobs in the local area to supplement her family.

　　"My daughter’s illness, because of dialysis and review, did not study." Dai Junfu is sitting on the sofa, and he needs a cushion when he is still recovering from surgery. He said that before his daughter got sick, a family of three had the most ordinary happiness. On weekends, I will also go to the river for tea or visit the park.

　　In 2010, Dai Rui was diagnosed with systemic lupus erythematosus. Dai Junfu looked around for remedies for this. He was cheated of thousands of money, but his condition did not improve. He finally realized that he had to be treated honestly in the hospital.

　　In 2013, Dai Rui’s condition deteriorated into uremia. After talking to the doctor, Dai Junfu was very blocked and didn’t know how to speak.

　　"Son, dad can give you a kidney, so you don’t need dialysis, and you can live a normal life." Knowing that kidney transplantation is the best choice for her daughter, Dai Junfu still made a bottom with Dai Rui.

　　"No, Dad, I can’t have your kidney. I don’t want you to suffer." Dai Rui won’t do it. She is afraid that her father’s health will collapse.

　　"The doctor said, as long as you pay more attention, my body is no problem. You have a long way to go, and Dad hopes you can live a normal life. " Dai Junfu tried to persuade him, but he could only say these words. He felt that the words were very pale, but all the thoughts in his heart. It’s just that my daughter’s attitude is also very firm and she doesn’t want to drag her father down.

　　During the stalemate, Dai Rui’s condition was very unstable, and she was critically ill several times. Her daughter even proposed to donate her cornea. Once he was critically ill in the middle of the night, Dai Junfu had already signed the consent form for organ donation. Fortunately, his daughter came back from the gate of hell.

　　After three years of persuasion, doctors familiar with Dai Rui also helped with ideological work, and her daughter finally agreed to a kidney transplant. "I pulled her to go through the formalities that day, and I was afraid that she would go back on her word." Dai Junfu immediately arranged the application for surgery and reviewed the materials. Because the surnames of the father and the daughter use the same pronunciation but different words, the two also specially went to have a paternity test … … And all this is to queue up for surgery as soon as possible.

　　In order to donate a healthy kidney to his daughter, he insisted on walking for two years and walking for an hour and a half every day. Get up at 6 o’clock in the morning, go out before 7 o’clock, and walk seven or eight kilometers to Qingcheng Mountain to work. After work in the afternoon, if you want to go home early to see your daughter, you will go home by car.

　　　Father loves nothing.

　　I bought a wheelchair in the hiking city and pushed my daughter for a ride.

　　On April 2nd, the day of the operation, Dad came to the ward to see Dai Rui.

　　"Come on, take a selfie!" Dai Junfu proposed. "Son, don’t be vain. See you later!" After taking photos, Dai Junfu advanced into the operating room. An hour later, Dai Rui was also pushed in. A kidney with her father’s body temperature was placed in her daughter’s body, thus giving her a second life.

　　On April 11th, in the ward of West China Hospital, both Dai Rui and her mother wore masks with neat braids. This is a critical period after her operation. Once she catches a cold, it is easy to cause lung infection. Dai Rui is filling out the postoperative observation form, how much water he drank and how much urine he discharged, and his handwriting is neat.

　　"I am very attached to my dad. I have to hold his hand when I go out to play. He always says that I am still like a child." Dai Rui, 21, loves to laugh and listen to Jason’s songs. She says there is a lot of positive energy in the lyrics. Dai Rui said that when she was a little girl, she lost an infusion for 40 days, but she could only sit all the time because she was swollen, but she really wanted to go out and "let out the wind." Dai Junfu bought a wheelchair for this and said he would leave. Jinli, Kuanzhai Lane and Funan River are a big circle. "Dad, your feet don’t hurt? My ass hurts. " Dai Rui tilted his head and asked Dai Junfu behind him. Dai Junfu was a little proud. "It’s no problem to walk again!" Say that finish, both father laughed.

　　Usually for dialysis, Dai Rui rides a battery car alone. It takes about 5 hours at a time from waiting to getting off the dialysis machine. She fainted twice because of hypoglycemia. Once when she was about to fall down, Dai Rui quickly called her father. "Dad, I feel terrible. I am at Qingcheng Bridge." Say that finish, just passed out. Good-hearted passers-by quickly called an ambulance and sent it to a nearby hospital for infusion. Confused, Dai Rui thought he was still doing dialysis, and his left hand never dared to move. When I woke up to see my father, the first sentence was "I’m so tired, please get off the dialysis machine." Dad lovingly said, "You got off the plane a long time ago. Now it’s time to save your infusion."

　　"My dad’s cooking is delicious, especially baking tofu and all kinds of dishes." Speaking of which, Dai Rui’s mouth is watering. Because of the drug reaction, she always vomited after eating for a while, and Dai Junfu would try her best to make her something she wanted to eat. With renal osteopathy, Dai Rui’s feet often hurt, and Dai Junfu massages her every day to relieve the pain.

　　"My mother and I are both sick, and my father has to spend a lot of energy to take care of us." Dai Rui said, but Dad is also very diligent and responsible for his work. He is not only an advanced earthquake relief worker in 2008, but also an excellent party member. In recent years, in order to cure the disease, my father borrowed money everywhere, scrimped and saved, and was not willing to buy a dress. In the same period, the Qingchengshan-Dujiangyan Scenic Area Administration, where Dai Junfu is located, has organized two fund-raisers, and with the help of relatives and friends, the family can survive.

　　　The past of critical illness

　　Traveling to Chongqing is the only foreign trip for a family.

　　Every afternoon after surgery, it is a fixed video time for Dai Junfu and Dai Rui.

　　"Son, did you drink water today?" This is what Dai Junfu is most concerned about. After the operation, Dai Rui needs to urinate more than 2000 ml every day. She must drink water very hard. "Drink. I drank too much in the afternoon and just got up at night. " Dai Rui responded. "Drink more when you get up at night, and don’t have sex with your mother ‘ War ’ Now she is the only one taking care of you. " Dai Rui seldom talks back to her father, but she talks back to her mother. Dai Junfu couldn’t help telling her. "I see, do you drink much water?" Dai Rui cares about Dad. "What you drink is warm water." Dai Junfu "reports" to his daughter.

　　Hanging up the phone, Dai Junfu flipped through the photo album at home and talked about the only trip out of the province for the whole family — — Chongqing trip in 2016. "My daughter proposed it. At that time, she experienced several critical illnesses and was afraid that she would not live long. She told me that she wanted to go out and play once." Dai Junfu is a bit sad to say. When my daughter was a child, because he worked in the back of Qingcheng Mountain and his wife was also working, she could only come back once or twice a month, and her daughter could only live with her grandparents. Although I am a tourism practitioner, I spend my holidays in my post, and I don’t have time to take my daughter to a distant place to have a look.

　　"Then choose a place closer. You need dialysis on Monday." Dai Junfu suggested going to Chongqing, and her daughter agreed happily. A family of three got on the bus and went all the way to Chongqing. "In a hurry, I strolled down the street and took a cruise at Chaotianmen." Dai Junfu felt a little ashamed.

　　The father and the daughter have been putting on a dragon gate array all the way. My daughter said, "Sometimes I feel like a dream, as if I woke up one day and I was a healthy body." Dai Junfu said that in fact, he often has such an idea, so WeChat is called "Waiting". He always comforts his daughter, too. Huaxi Dushi Bao-cover journalist Lai Fangjie’s photo report

In the course of football in China, foreign aid has always played a decisive role. Among them, the 33-year-old foreign aid Jin Yuyou from South Korea has become a leader in the Super League. According to the Korean media OSEN report, Jin Jianyou received quotations from many giants in Japan’s J League and South Korea’s K League when his contract was about to expire, and is expected to leave the Super League for free.

Jin Jianyou’s career began in 2010, and he started his own football tour in the J League team Bird Habitat Sandstone. He also played for South Shui Yuan’s Samsung and Jin Quan’s Shangwu, and has rich experience in Korean leagues. In 2022, Jin Jianyou joined Chengdu Rongcheng with his mentor Xu Zhengyuan and quickly became the backbone of the team. According to sources, even J-League teams qualified for the AFC Champions League have taken a keen interest in Jin Jianyou, taking a fancy to his advantages of being fluent in Japanese and competent in multiple positions.

This season, Jin Jianyou played 23 Super League games for Chengdu Rongcheng, contributing 6 goals and 4 assists. Last season, he also handed in four goals and seven assists. After two seasons, Jin Jianyou scored 21 goals in the Super League, showing his excellent offensive ability. It is worth mentioning that the new Football Association will soon follow up the AFC Champions League foreign aid policy, and the Super League is expected to restart Asian foreign aid. At this critical moment, it will undoubtedly be a great loss for China football to let Jin Guiyou go.

Jin Jianyou’s play in Chengdu Rongcheng can be described as incisive, and his departure will undoubtedly make the team and fans feel sorry. However, the vagaries of the football world make all this unpredictable. Jin Guiyou’s free departure may bring opportunities to other teams in the Super League, but for China football, it is undoubtedly a loss if he finally loses such a powerful player.

Among Jin Guiyou’s potential next home, teams from J League and K League have offered him olive branches. This Korean foreign aid who can speak fluent Japanese is likely to continue his brilliant career in Asia. While facing great competitive pressure, the Super League team also needs to constantly adjust its strategy and plan for the team’s future. Under the background of AFC Champions League policy adjustment, Chinese Super League teams need to increase the signing efforts and cultivate more powerful Asian foreign aid. Although it is a pity that Jin Guiyou will leave, it may inspire the team and the Football Association to change their signing strategies. Let’s look forward to the performance of China football in the future and see if Chengdu Rongcheng can make up for this vacancy and reproduce its glory. (Laoqiu Super Ball Review)

　　In the hot summer, delicious and juicy fruit has become a must-have for cooling off the heat. However, when we are feasting, have you ever wondered whether we are eating fruit pulp? Come and get to know them again with the Municipal Bureau of Greening and City Appearance.

　　People used to think that the juicy part of fruits is their pulp. In fact, there is no concept of "pulp" in botany. Because when the fruit is still a flower, the seed is not a seed, but an ovule. These little guys with high hopes are born in the ovary of the pistil and protected by the ovary wall. With the vigorous growth of ovules, the ovary that protects them has also developed into the most dazzling part of the plant-the fruit. This kind of fruit developed from ovary is called true fruit, and the fruits of most plants belong to true fruit. The structure of true fruit is simple, with pericarp outside (developed from ovary wall) and seeds inside (developed from ovule). Pericarp can be divided into exocarp, mesocarp and endocarp, and the three layers of pericarp are very different in different fruits. In addition to the ovary, there are other parts, such as flower receptacle, calyx, inflorescence axis and so on, which are also involved in the formation of fruits called false fruits.

　　peach

　　Take a peach as an example. The thin skin that is peeled off is its exocarp. The discarded peach stones (and the peach kernels inside) are endocarps and seeds. Therefore, the juicy peach meat that everyone eats is actually a fleshy mesocarp. This type of fruit also includes apricots, plums, plums, cherries and so on, which belong to Rosaceae with peaches.

　　tangerine

　　Not all fruits are so "serious" as peaches. For example, the best part of orange fruits is actually in the endocarp. What is it?

　　It is because the multicellular epidermis of the endocarp is specialized into juicy "meat strips". Simply put, the part we eat is "orange hair", and the orange peel we peel off is the part that closely combines the exocarp and mesocarp, while the "orange network" that some obsessive-compulsive babies dislike is the product of the specialization of the inner layer of mesocarp.

　　strawberry

　　A little bit of strawberry skin can grow strawberries, but this little black dot is not the seeds of strawberries. Small dots distributed on the surface of strawberry are the real fruits. These small achenes get together. In botany, we call it "aggregate fruit". The red part we eat is its swollen fleshy receptacle.

　　watermelon

　　The receptacle of watermelon is also involved in the development of fruit, but it is only in the "watermelon skin" part. If you cut the watermelon in half, you will find three heart-shaped dividing lines inside. The part outside the dividing line is the middle and inner layers of pericarp after pulp expansion. Within the dividing line, it is the soul of watermelon-that is, the pulp we eat is actually its placenta (where the ovule is born).

　　lychee

　　Peel off the uneven shell of litchi, and there is a white film inside, which is its endocarp. The plump and crystal-clear part that we usually eat is the aril of litchi.

　　The aril of litchi is developed from the suspensor (the part where the base of ovule connects with the placenta) and its placenta. Aril is a special kind of seed coat appendage, which is a structure developed by seed plants to adapt to the environment and has important biological research value. Like litchi, the edible parts of many tropical fruits such as longan and durian are arils.

　　Say so much.

　　It turns out that all the fruits we eat are not necessarily pulp.

　　So, everyone is going to eat the skin and fur of fruit.

　　Placenta or aril?

　　Materials: Municipal Bureau of Greening and Appearance, Shanghai Botanical Garden.

Source: Shanghai release

Original title: China Electronics plans to invest 2 billion yuan in China software: develop the core technology of "embedded/converged/cloud operating system" with Kirin software as the main body.

According to the news of IT House on February 26th, according to WeChat official account, the official of CSS China Software, China Software and Technical Service Co., Ltd. recently released the "Pre-plan for Issuing A Shares to Specific Objects in 2024", and raised no more than 2 billion yuan from the actual controller China Electronics and its wholly-owned subsidiary CLP Jintou, which was reviewed and approved at the third meeting of the eighth board of directors of the company yesterday.

IT House noted that the number of shares issued this time does not exceed 90,130,689 shares (including this number), accounting for 10.48% of the total shares of the company before this issue, and the issue price is 22.19 yuan/share.

It is reported that all the funds raised this time are mainly Kirin software, and mainly invested in three projects: "research and development of mobile and fixed integrated terminal operating system products", "research and development of cloud-oriented server operating system products" and "construction of embedded operating system capability platform".

The main financial data of China Electronics in the latest year and the first phase are attached to IT House as follows:

The following article comes from the scientific rumor, written by Xue Qingxin.

Science dispels rumors.

Sponsored by China Association for Science and Technology, Health and Wellness Committee, Emergency Management Department, General Administration of Market Supervision and other ministries and commissions, guided by the Central Network Information Office, and jointly created by national societies, authoritative media, social institutions and scientific and technological workers.

On the Lantern Festival, there are traditional customs of burning lanterns to offer sacrifices to Buddha, enjoying lanterns, dancing lions, solve riddles on the lanterns and eating glutinous rice balls. However, many people still don’t know clearly: Are glutinous rice balls and glutinous rice balls the same? What is the difference? Today we will talk about the difference between the two and how to eat healthier.

01

What’s the difference between Yuanxiao and Tangyuan?

Although Yuanxiao and Tangyuan are both round and eaten on the fifteenth day of the first month, they are not the same thing. The difference is:

▲ Figure worm creativity

Practice: Yuanxiao is "rolled out" and glutinous rice balls are "wrapped". The traditional practice of Yuanxiao is based on stuffing. First, fix the stuffing, then put the stuffing on a sieve with a lot of glutinous rice flour and roll it around … until it becomes a ball covered with glutinous rice flour. The glutinous rice dumplings are made with glutinous rice skin first, and then the stuffing is wrapped in it.

▲ Figure worm creativity

(2) Cooking: Under normal circumstances, Yuanxiao is steamed or fried too much (if it needs to be cooked, it will take a long time and the soup will be turbid), and the dumplings are mostly cooked.

③ Taste: Yuanxiao tastes hard, while Tangyuan tastes soft.

④ Storage method: Tangyuan can be frozen for a long time, but Yuanxiao can’t. Yuanxiao is usually made and sold now, because it is easy to crack if it is frozen.

02

Is glutinous rice balls easy to digest or difficult to digest?

Glutinous rice will be used to make glutinous rice balls. Many people think that glutinous rice is sticky and difficult to digest, which is really a little misunderstanding.

The starch structure of white rice flour is amylose, while more than 99% of glutinous rice is amylopectin, which is more branched in structure and easier to gelatinize. When people digest starch, they hydrolyze it from the molecular end, while amylopectin is more easily hydrolyzed and digested because of many branches.

Therefore, compared with the rice flour we usually eat, the glycemic index of glutinous rice is also faster. The GI of rice is 82, while that of glutinous rice is 87. People think that glutinous rice is difficult to digest, probably because foods that use glutinous rice, such as glutinous rice balls, Yuanxiao and Babao rice, often add a lot of sugar and fat at the same time, giving people a feeling of "greasy".

▲ Schematic diagram of the difference between amylose (left) and amylopectin (right) |

In a word, warm glutinous rice balls/Yuanxiao are easy to digest. However, if you wait until the dumplings/Yuanxiao are cold before eating, not only will the texture become hard, it will be more difficult to chew, but it will also increase the difficulty of digestion, and acid reflux and heartburn may occur.

03

Is sugar-free healthier?

The appearance of "sugar-free glutinous rice balls/Yuanxiao" in the market is the "focus" that diabetics and weight-loss partners pay attention to, thinking that eating it can not only worry about the rise of blood sugar, but also gain weight without excessive intake of sugar, so eating it is often unscrupulous.

In fact, even "sugar-free dumplings/Yuanxiao" doesn’t mean it’s healthier! For example, the xylitol peanut glutinous rice balls shown below are sugar-free, but xylitol is used instead of the added sugar in the stuffing, but the calories, fat and carbohydrate are not low.

For example, 100 grams of glutinous rice balls (about 8) is equivalent to 2.5 small bowls of cooked rice. And will eat 14.4 grams of fat, accounting for almost half of the daily fat intake recommended by the Dietary Guidelines for China Residents.

Xylitol Peanut Tangyuan | Photo courtesy of the author

In addition, although xylitol has little effect on postprandial blood sugar, after all, glutinous rice flour is the main raw material of glutinous rice dumplings and Yuanxiao, and the overall carbohydrate and fat content have not decreased much. Eating too much will still cause relatively large postprandial blood sugar fluctuations, which will also lead to excessive calorie intake and increase the risk of obesity.

Therefore, even the "sugar-free dumplings/Yuanxiao" may not be very healthy, but you should eat it slowly.

04

Clever collocation can make you eat healthily.

Tangyuan and Yuanxiao are also proper staple foods. Although they are not big, they are not low in calories. To slow down postprandial blood sugar and control weight, the most important thing is to learn to match.

① Reduce the staple food: Tangyuan/Yuanxiao is the staple food, so this meal should reduce the intake of other rice noodles, or if you don’t eat other rice noodles, you should take Tangyuan or Yuanxiao as the staple food and eat a few less. It is recommended to control it to 4~5, which is equivalent to the heat of 1~1.5 bowls of rice.

2 increase vegetables: vegetables are rich in dietary fiber, which can enhance satiety, promote gastrointestinal peristalsis, and delay postprandial blood sugar. It is suggested that you can eat 1.5~2 fists of cooked green leafy vegetables per meal.

▲ Figure worm creativity

③ protein should not be less: moderate intake of protein can also delay postprandial blood sugar. Eating eggs, meat, fish, shrimp and bean products together with staple food can reduce postprandial blood sugar reaction. For example, the GI of white rice is 82, but the GI of rice+fish is only 37; The GI of steamed bread is 88, but the GI of steamed bread+sauce beef is only 49. [1]

In addition to paying attention to the above collocation in diet, you should also pay attention to the selection of glutinous rice balls/Yuanxiao: try to choose the one with low calorie and fat content, and it is best not to contain lard in the ingredient list.

This is because some studies have shown that after adding lard, the time for the blood sugar of glutinous rice to rise to the peak after a meal will be delayed, and the peak blood sugar will still be high, while higher fat will also reduce the blood sugar control ability of the next meal. And the results of animal experiments show that excessive lard may promote insulin resistance and hyperglycemia. [2]

05

These five types of people should pay attention to eating glutinous rice balls/Yuanxiao.

① People with three highs must eat less: blood sugar is higher after meals.

② People who lose weight should eat less: Tangyuan and Yuanxiao are not low in calories.

3 Old people and children should eat less: avoid increasing the burden of digestion.

④ It is best for infants under 3 years old not to eat: even if the skin is not hot, the temperature of the stuffing is high, which is easy to burn, and sticky glutinous rice is easy to choke and there is a risk of suffocation.

5 people with gastrointestinal discomfort and poor digestive ability should eat less: avoid gastrointestinal discomfort.

Summary:

Tangyuan and Yuanxiao are not a kind of food. No matter which one you eat, you must control the amount. Lantern Festival, the moon, and the fifteenth day of the first month are round and round! Although Yuanxiao and Tangyuan are delicious, be careful that if you eat too much, it will become a "round pier"! I wish you all a happy Lantern Festival! (Xue Qingxin, member of China Nutrition Society, registered nutrition technician, health manager, public nutritionist)

References:

[1] Yang Yuexin China Food Composition Table 6th Edition Volume 1 [M]. Peking University Medical Press, 2018.

[2] Mao Xuanxia, Shen Xinnan, Xie Ruining, et al. Effects of different dietary fats on glucose tolerance and insulin sensitivity in rats [C]// Shanghai Cereals and Oils Science and Technology Symposium, Shanghai Cereals and Oils Society Annual Meeting .2004

Source: scientific rumors

Original title: "Tangyuan and Yuanxiao, are they the same? 》

　　According to a number of media reports, the People’s Bank of China and China Banking and Insurance Regulatory Commission recently jointly issued the Notice on Doing a Good Job in Financial Support for the Stable and Healthy Development of the Real Estate Market (hereinafter referred to as the Notice).

　　On November 14th, The Paper verified from trust, insurance and other institutions that he had received the Notice.

　　The "Notice" promulgated 16 financial measures to support the real estate market, involving financial institutions including commercial banks, policy banks, trust companies, insurance companies and financial asset management companies.

　　State-owned and private housing enterprises are treated equally, and support the reasonable extension of stock financing such as development loans and trust loans.

　　In order to keep real estate financing stable and orderly, the Notice proposes that, first, we should adhere to the principle of "two unwavering" and treat all kinds of real estate enterprises, such as state-owned and private enterprises, equally. Encourage financial institutions to focus on supporting the steady development of real estate enterprises with perfect governance, focus on their main businesses and good qualifications. Support the project sponsor bank and syndicated loan model, strengthen the management of the whole process of loan approval, issuance and recovery, and effectively ensure the safety of funds.

　　The second is to support all localities to implement differentiated housing credit policies based on national policies, reasonably determine the down payment ratio of local individual housing loans and the lower limit of loan interest rate policies, and support rigid and improved housing demand.

　　The third is to stabilize the credit supply of construction enterprises. Encourage financial institutions to optimize credit services for construction enterprises on the basis of controllable risks and sustainable business, provide necessary loan support, and maintain continuous and stable financing for construction enterprises.

　　Fourth, support the reasonable extension of stock financing such as development loans and trust loans. For stock financing such as development loans and trust loans of real estate enterprises, under the premise of ensuring the security of creditor’s rights, financial institutions and real estate enterprises are encouraged to negotiate independently on the basis of commercial principles, and actively support them by extending the stock loans and adjusting repayment arrangements to promote the completion and delivery of projects. As of the date of issuance of this notice,Due in the next six months, it can be extended for one year beyond the original provisions, without adjusting the loan classification.The loan classification submitted to the credit information system is consistent with it.

　　The fifth is to keep bond financing basically stable. Support high-quality real estate enterprises to issue bonds for financing. Promote professional credit enhancement institutions to provide credit enhancement support for the bond issuance of real estate enterprises with overall financial health and short-term difficulties. Encourage bond issuers and holders to communicate in advance and make arrangements for bond redemption funds. If it is indeed difficult to pay on schedule, reasonable arrangements such as extension and replacement shall be made through consultation to actively resolve risks. Support bond issuers to buy back bonds in domestic and foreign markets.

　　The sixth is to maintain the financing stability of asset management products such as trusts.Encourage trust and other asset management products to support the reasonable financing needs of real estate.. Encourage financial institutions such as trust companies to speed up business transformation, support the reasonable financing needs of real estate enterprises and projects according to the principles of marketization and rule of law on the basis of strictly implementing the regulatory requirements for asset management products and doing a good job in risk prevention and control, and provide financial support for real estate enterprise project mergers and acquisitions, commercial pension real estate, rental housing construction, etc. according to laws and regulations.

　　Actively do a good job in the financial services of "guaranteed delivery building" and support relevant banks to add supporting financing support.

　　As for the financial services of Baojiaolou, the Notice proposes to support China Development Bank and Agricultural Development Bank to issue special loans of Baojiaolou to borrowers who have been reviewed and filed in compliance with the law, efficiently and orderly in accordance with relevant policy arrangements and requirements, with closed operation and special funds earmarked for supporting the accelerated construction and delivery of sold overdue residential projects.

　　After the special loan support project clarifies the creditor’s rights and debts, the special loan and the new judicial guarantee for supporting financing, financial institutions, especially the main financing commercial bank of the project personal housing loan or its leading syndicates, are encouraged to follow the principles of marketization and rule of law.Provide new supporting financing support for special loan support projects.To promote the resolution of the risk of personal housing loans that have not been handed over.

　　Actively cooperate with the risk disposal of trapped real estate enterprises and actively explore market-oriented support methods.

　　"Notice" said that it is necessary to do a good job in financial support for real estate project mergers and acquisitions and actively explore market-oriented support methods. Encourage commercial banks to carry out M&A loan business for real estate projects in a steady and orderly manner, and focus on supporting high-quality real estate enterprises to merge and acquire troubled real estate enterprise projects. Encourage financial asset management companies and local asset management companies (hereinafter referred to as asset management companies) to give full play to their experience and ability in the disposal of non-performing assets and risk management, and consult with local governments, commercial banks, real estate enterprises, etc. on risk resolution models to promote the accelerated disposal of assets. Encourage asset management companies to cooperate with third-party institutions such as law firms and accounting firms to improve the efficiency of asset disposal. Support qualified commercial banks and financial asset management companies to issue real estate project M&A themed financial bonds.

　　For some projects that have entered the judicial reorganization, financial institutions can help promote the project to return to work and deliver according to the principles of independent decision-making, self-risk and self-financing. Encourage asset management companies to participate in project disposal by acting as bankruptcy administrators and reorganizing investors. Support qualified financial institutions to steadily explore ways to solve the risks of trapped real estate enterprises in accordance with laws and regulations by setting up funds, and support the completion and delivery of projects.

　　Protect the legitimate rights and interests of housing finance consumers and personal credit rights and interests according to law.

　　The "Notice" emphasizes encouraging independent negotiation in accordance with the law to postpone the repayment of principal and interest, and effectively protecting the personal credit rights of deferred loans. Specifically, for individuals who are hospitalized or isolated due to the epidemic, or who have lost their sources of income due to the suspension of business and unemployment due to the epidemic, and personal housing loans that have been changed or cancelled due to the purchase contract, financial institutions can independently negotiate with the buyers according to the principles of marketization and rule of law, and make adjustments such as extension. All parties concerned must abide by the rules, abide by the contract and fulfill their commitments. In this process, financial institutions should do a good job in customer service, strengthen communication, protect the legitimate rights and interests of financial consumers according to law, and classify assets according to relevant regulations. Acts of malicious evasion of financial debts shall be dealt with according to laws and regulations to maintain a good market order.

　　In terms of personal credit rights, if the repayment arrangement of personal housing loans has been adjusted, financial institutions shall submit credit records according to the new repayment arrangement; If it is determined by the judgment or ruling of the people’s court that it should be adjusted, the financial institution shall adjust the credit records according to the effective judgment or ruling of the people’s court, and adjust those that have been submitted. Financial institutions should properly handle relevant credit objections and protect the rights and interests of information subjects according to law.

　　Adjust some financial management policies in stages to accelerate the marketization of real estate risks.

　　According to the Notice,Extend the transition period arrangement of real estate loan concentration management policy and optimize the financing policy of real estate project M&A in stages.. For banking financial institutions that can’t meet the requirements of real estate loan concentration management as scheduled due to objective reasons such as epidemic situation, the People’s Bank of China, China Banking and Insurance Regulatory Commission or branches of the People’s Bank of China, and China Banking and Insurance Regulatory Commission dispatched offices will reasonably extend their transition period according to the relevant provisions on the management of real estate loan concentration, based on the actual situation and through objective evaluation.

　　At the same time, relevant financial institutions should make good use of the staged real estate financial management policies that have been promulgated by the People’s Bank of China and China Banking and Insurance Regulatory Commission, which are applicable to major commercial banks and national financial asset management companies, and accelerate the market-oriented clearing of real estate risks.

　　Increase financial support for housing leasing and broaden diversified financing channels in relevant markets.

　　The "Notice" proposes to optimize housing rental credit services and broaden diversified financing channels in the housing rental market. Guide financial institutions to focus on increasing credit support for self-sustaining property-based housing leasing enterprises with independent legal person operation, clear business boundaries and real estate professional investment and management capabilities, rationally design loan terms, interest rates and repayment methods, and actively meet the medium and long-term capital needs of enterprises. Encourage financial institutions to provide financial support for various entities to purchase and rebuild real estate projects for housing leasing in accordance with the principles of marketization and rule of law. Loans issued by commercial banks to affordable rental housing projects that hold the confirmation of affordable housing rental projects are not included in the concentration management of real estate loans. Commercial real estate is transformed into affordable rental housing, and after obtaining the confirmation of affordable rental housing, the bank’s loan term and interest rate are applicable to the relevant policies of affordable rental loans.

　　At the same time, support housing leasing enterprises to issue direct financing products such as credit bonds and guarantee bonds, which are specially used for the construction and operation of rental housing. Encourage commercial banks to issue financial bonds to support housing leasing, and raise funds to increase the development and construction loans and operating loans for housing leasing. Steadily promote the real estate investment trust funds (REITs) pilot.

　　Cctv newsOn the afternoon of March 1st, the State Council Press Office held a series of press conferences on the theme of "Opening by authoritative departments", introducing the situation of "accelerating new industrialization, strengthening and improving the real economy" and answering reporters’ questions.

　　Xin Guobin, Vice Minister of the Ministry of Industry and Information Technology, said that in 2022, the production and sales of new energy vehicles in China reached 7.058 million and 6.887 million, up by 96.7% and 93.4% respectively, ranking first in the world for eight consecutive years. Since 2012, when China promulgated and implemented the Development Plan of Energy Saving and New Energy Vehicle Industry, the average annual compound growth rate of new energy vehicle sales reached 87%, and the cumulative promotion of new energy vehicles reached 15.96 million, nearly 16 million. China has become an important guiding force for the electrification transformation of the global automobile industry.

　　This year, the new energy automobile industry will maintain a good development trend, and production and sales will achieve steady growth. The Ministry of Industry and Information Technology will focus on promoting the work from five aspects.

　　First, we should strengthen overall planning. Further improve and perfect the coordinated promotion mechanism for the development of new energy automobile industry, and coordinate the overall work of electrification, networking and intelligent development. Focusing on technical research, popularization and application, infrastructure construction, etc., we will continue to cultivate independent brands with high innovation level, strong comprehensive ability and international competitiveness.

　　The second is to support innovation breakthroughs. We will focus on supporting leading enterprises to play a leading role and accelerate the technical research and industrial application of new systems such as batteries, automotive chips and automotive operating systems. Start the pilot of intelligent networked vehicle access and road traffic, accelerate the technical application of 5G vehicle-road coordination, and promote the coordinated development of electrification and intelligent networked.

　　The third is to further increase the promotion and application. We will carry out pilot projects for the comprehensive electrification of vehicles in public areas, and further improve the electrification level of vehicles in official vehicles, taxis, postal express delivery, sanitation and other fields. It is necessary to work with relevant departments to study and clarify the continuation policies such as tax reduction and exemption for new energy vehicles as soon as possible, and revise and issue the "double points" management method to stabilize market expectations.

　　The fourth is to improve service support capabilities. It is necessary to speed up the development of domestic resources, stabilize international cooperation and supply, and ensure the supply and price stability of key raw materials. It is necessary to improve the recycling system, strengthen key technologies such as intelligent disassembly, and improve the recycling level of power batteries.

　　The fifth is to promote open development. We will continue to implement opening-up measures in the automotive sector, give play to the role of multilateral and bilateral cooperation mechanisms, and support enterprises, research institutions and industry organizations to carry out exchanges and cooperation in the fields of trade and investment, technology research and development, and standard setting, so as to achieve win-win development.

safe

complete

Prevention of drowning in winter

Don’t forget safety when you go out to play ~

Although the present has entered the deep winter.

But the string of drowning prevention still cannot be relaxed!

Because of drowning, there is no season!

The following cases should be taken as a warning.

But don’t know

On December 24, 2023, in Yuncheng, Shanxi, a boy accidentally fell into the park lake while playing on ice. After struggling in the cold lake for a while, he had no strength. At the critical moment, Yao Longnian, a good-hearted man, broke the ice and rescued the boy with his friends.

On December 23, 2023, a 6-year-old boy accidentally fell into an ice hole while playing by a pond near his home in Jining, Shandong Province. The situation was critical. After hearing the noise, the good-hearted people passing by rushed to rescue the boy ashore.

On December 16th, 2023, a 7-year-old boy’s dice fell into a canal in Jingmen City, Hubei Province, and he went into the water to fish. As a result, he slipped into a canal with a water depth of three or four meters and drowned. It happened that Dai Su Heng, who was running, saw it and was rescued by him. Then Li Xin, the owner of the nearby noodle restaurant, became a child to do cardiopulmonary resuscitation and successfully woke him up …

On November 26th, 2023, in Lanpo Lake, Kuancheng District, Changchun City, Jilin Province, a boy suddenly fell into the ice water that had not been completely frozen while playing on the ice! At a critical juncture, an enthusiastic man jumped into the ice hole regardless of the cold weather and pushed the boy onto the ice. Finally, with the help of other enthusiastic people, both the boy and the man who saved the life successfully escaped from danger.

This case is also reminding us all that drowning prevention in winter cannot be relaxed!

These six tips let children remember-

1. Don’t play near the waters marked "No Swimming".

2. Don’t walk, play, skate or pick up things on the ice in dangerous waters such as ponds and reservoirs.

3. If you find your friends playing on the ice, you should remind and dissuade them in time. If the dissuasion fails, you should immediately tell your teacher or family.

4. If you want to skate, you should go to a regular skating place accompanied by an adult, and you can’t leave the adult’s monitoring sight all the time.

When you go out, you should tell your parents where to go, with whom and when to come back. It is strictly forbidden to invite you out to play privately.

6. Improve safety awareness, and immediately avoid or report to parents, teachers or the police when unsafe factors or dangerous situations are found.

About drowning prevention,

This knowledge is also going to tell children-

Safety is no small matter!

May the children get through it.

A safe and happy holiday!

Original title: "Everyone, there is no" safe season "for drowning prevention, and winter can’t be careless! 》

Read the original text

　　"Green Club" is an exclusive original brand column launched by Tencent Golf. Explain the star players, schedule etiquette, schedule rules and other information of golf in detail. The green is for the best, who is in charge of the ups and downs.

　　Today, people still seem to have great misunderstandings about golf. When it comes to golf, most people’s first impression is: expensive. Expensive has two explanations, one is aristocratic movement, and the other is expensive. As everyone knows, golf has gradually become a popular sport, because its cost is really not as expensive as people think.

　　In fact, in recent years, the cost of playing an 18-hole golf in first-tier cities in China is 1,800 yuan, the cheapest is 470 yuan, and the public price is 8,900 yuan. An 18-hole golf course takes almost four and a half hours, and the average hourly consumption is about 200 yuan. Playing tennis, badminton, even basketball and football is almost the same consumption level. In this way, do you still think playing golf is expensive? And this is the consumption level of first-tier cities. If you know the prices in other cities, I’m afraid you will shout "cheap".

　　Therefore, golf has become a popular sport, which is really not just an expression. In recent years, more and more people play golf, and the price factor is only one aspect. More importantly, golf is the best exercise to keep healthy. The following will popularize the coup that can save money to play ball from many aspects.

　　A coup to crack the high threshold of equipment

　　In the United States, where golf is prevalent, it is often seen that children under the age of 10 play 18 holes with their bags on their backs. In the eyes of those children and parents, golf is an ordinary sport, and most people can participate in it. A game costs only 20-30 US dollars (about 135-200 yuan RMB).

　　Back in China, it is a world of ice and fire, and golf has been labeled as an "aristocratic sport". Is the price of playing golf not close to the people, or are people misreading the sport?

　　Comparing golf with other sports-tennis, badminton, swimming, skiing and equestrian, you will find that the cost of golf clubs and balls is indeed higher than other sports. Tennis, badminton and swimming equipment have the lowest price, which can be done within 200 yuan; If only helmets and gloves (excluding horses themselves) are counted in equestrian, the price is around 300 yuan; Although the price of skiing equipment is higher than that of golf equipment, most ski resorts provide free rental services for skis and ski suits. Therefore, the equipment threshold for playing golf is indeed higher than that for general sports.

　　But in the face of the high threshold of equipment, can we only flinch? The answer is not like this!

　　With the improvement of their own skills, many golfers will change their clubs regularly, so how to deal with the old ones? If you don’t have friends to send, it will take up space at home, and it will be a pity to throw it away. In fact, there is also a big market for second-hand clubs. You can try to sell them on some second-hand resale platforms or special club second-hand websites. Of course, golfers in the beginner stage can also choose to buy second-hand clubs.

　　The price of golf course is not completely high and cold.

　　If the equipment "sets" the threshold for golf, is its venue price higher than other sports?

　　Most standard golf courses are membership courses, and members need to pay expensive membership fees to play, but these courses also accept individual bookings. Due to the different prices of high-end and low-end courses, the price of playing golf in the courses that receive individual guests ranges from 310 yuan to 1920 yuan, and the price per person per hour ranges from 77.5 yuan to 480 yuan (calculated according to four hours per game).

　　The prices of indoor and outdoor venues are quite different, and the prices of indoor venues are also very different due to different conditions. The hourly price of tennis venues ranges from 50 to 580 yuan, and the consumption price per person per hour ranges from 25 to 290 yuan (calculated by two-person AA system). The public has misunderstood golf courses. Many golf courses are not "high and cold" as everyone thinks, and their prices are close to the people, while the fees of other sports venues are not low. Some participants in tennis and equestrian have the financial strength to join golf.

　　There are some tips in this respect. When you want to play on a golf course, you may wish to ask your golfers if they have an anonymous membership card, or you can ask members to help you book a court and use the guest price. In addition, there are a lot of booking software and playing packages on the Internet now, so pay more attention to playing more games with the same money.

　　Tee time on weekdays and mornings is low in many courses, so you may wish to choose this time if it is convenient. Not only is the state of the stadium better, but you can bid farewell to the "traffic jam" and you will have a sense of carefree monopolizing the stadium. Now there is a 9-hole mini golf course that is becoming more and more popular, mainly because of its reasonable price and short time consumption. Many times you don’t have four hours, but two hours sounds much easier.

　　A year’s fee is less than one night’s nightclub consumption?

　　At one time, it was roughly calculated that the cost of playing golf a year could not even cover the consumption of a nightclub for one night. How much does it cost to play golf for a year? I believe everyone gives different answers. Let’s figure out how much money to spend at least a year from the most economical aspect …

　　Suppose a person: he plays 30 games a year, buys clothes but doesn’t change his pole, and drives himself every time. How much does he need to spend a year?　

　　Equipment cost (10000)= clothing (5000)+ ball (1000)+ driving range (4000)　

　　Playing fee (19500)= travelling fee (150)+ green fee (500)× number of games (30 games)　

　　Total cost (29500)= equipment cost (10000)+ playing fee (19500)

　　The above total cost is a span of one year, and in nightclubs in first-tier cities in China, the consumption for one night is sometimes this figure. And the two forms of entertainment are not at the same level for people’s physical and mental health. Can you still say that it is really expensive?

　　The above expenses are a general situation, and this article also has some tips to save money. For example, bring your own drinks and snacks. Many golfers love to drink a sports drink and eat some energy bars and chocolates at the end of the game. However, these things are often sold very expensive in the stadium. You may think that it is nothing to listen to a coke for 25 yuan, but it is also a big expense after a long time. After all, the supermarket only sells 3 yuan.

　　Straight flush, buy a ball catcher. As the "king of a bag of balls", there are always a few balls left in the water obstacle area every game. Next time you spend 50 yuan on a ball catcher, you can earn back the cost by picking up two balls. Besides, catching the ball is very fulfilling.

　　You can also use second-hand balls at ordinary times. A brand-new box of good balls will certainly improve the playing experience, but if you are still a "tricycle", it will be a bit wasteful to throw a box of balls down the 18th hole. There are a large number of second-hand balls sold in the network and shops, which vary according to the color and brand. You can consider buying some, so it won’t be too painful.

　　Secondly, walk instead of cart. There are also many stadiums in China that can choose not to use carts. It is also a very good choice to walk and chat with friends while enjoying the scenery of the stadium. This can not only save a sum of money, but also get close to nature, breathe fresh air and exercise. Isn’t that the charm of golf?

　　Golf, expensive or not, is more of a psychological "expensive" for Chinese people. If you convert the physical and mental health brought by this sport into value, you will find that such "expensive" is really cheap.

　　(winter wheat)