Cctv newsAccording to "Xi ‘an Education Bureau" WeChat WeChat official account news, Xi ‘an Education Bureau released the work arrangement of primary and secondary schools at the end of the 2021-2022 school year and winter vacation on January 13th.

　　According to the current situation of epidemic prevention and control in Xi ‘an City, with the consent of the epidemic prevention and control headquarters of COVID-19 City, in order to do a good job in the work of primary and secondary schools (kindergartens) in the city at the end of the term and during the winter vacation, the relevant matters are hereby notified as follows:

　　First, the holiday and school date

　　The city’s primary schools will have a winter vacation on Monday, January 17, 2022, and ordinary middle schools will have a winter vacation on Monday, January 24, 2022.

　　The city’s primary and secondary schools will start school in the spring of 2022, and they will report on February 15th (Tuesday) and formally start classes on February 16th (Wednesday).

　　The city’s primary and secondary schools will have a summer vacation on July 5, 2022 (Tuesday); The fall semester starts on Tuesday, August 30th and Wednesday, and classes begin on Thursday, September 1st.

　　Kindergarten holidays and school hours are implemented with reference to primary schools.

　　Second, the final and winter vacation work requirements

　　Adjust the arrangement of final exam and comprehensive quality evaluation in autumn semester.

　　All primary and secondary schools in the city do not take any form of final examination. Within two weeks of the start of school in the spring of 2022, except for the first and second grades of primary schools, the school will organize an academic examination for other grades of primary and secondary schools in the city.Strictly regulate the content of the examination, reasonably control the difficulty of the examination, and shall not exceed the national curriculum standards and the teaching progress of the school. Students’ test scores will be presented in the form of grades, and the test results will not be ranked or published. All primary and secondary schools should evaluate students’ basic development and academic achievements in accordance with the relevant requirements of basic education curriculum reform. The evaluation content should cover all dimensions, the evaluation method should fully embody the principles of objectivity, subjectivity, motivation, development and process, and the evaluation results should be communicated with students’ parents through appropriate means. Teachers should use the test results to accurately analyze the situation of learning and teaching, scientifically judge the key and difficult points of teaching work, effectively improve classroom teaching, and continuously improve classroom teaching effect.

　　Seriously implement the requirements of epidemic prevention and control and safety management.

　　Abide by local epidemic prevention and control regulations and strengthen personal protection at home and during practice. Strengthen the awareness of social responsibility and self-prevention, and develop sanitary habits such as wearing masks in crowded and closed places, washing hands frequently, ventilation frequently, gathering less, and "one-meter line". Pay close attention to the changes of epidemic situation at home and abroad, and actively cooperate with epidemic prevention management measures such as temperature detection and inspection of "health code". Adhere to the daily report and zero report system of all teachers and students’ health monitoring, implement the requirements of "early detection" and "early report", and report to the local community (village) and school in time if suspected symptoms are found, and go to designated medical institutions for treatment. Before the winter vacation, organize a campus safety inspection, eliminate potential safety hazards in time, and conduct a safety education and legal education online course to educate teachers and students on epidemic prevention and control, home safety, food hygiene, earthquake prevention, fire prevention, drowning prevention, bullying and violence prevention, fireworks and firecrackers injury prevention, etc. Students are strictly prohibited from playing and skating in frozen rivers, lakes and reservoirs. School and kindergarten leaders should take turns to be on duty, and must not leave their posts without leave.

　　Consolidate the responsibility of closed management of schools with teachers and students staying in school

　　Conscientiously implement the "Xi ‘an Municipal Education Bureau on printing and distributing

　　Effectively reduce the heavy workload of primary and secondary school students.

　　Pay attention to the balance of disciplines, and according to the characteristics of different disciplines, properly arrange the activity, practice and inquiry winter vacation homework which is conducive to students’ hands-on thinking and improving their practical and innovative ability. Encourage students to actively participate in all kinds of research-based learning and other beneficial interest activities, strictly control the total amount of winter vacation homework and the daily work time, and implement the requirements of "double reduction". All primary and secondary schools, training institutions, and tutorial schools are strictly forbidden to make up lessons in a centralized way or in disguised form during statutory holidays and winter vacations. Primary and secondary schools are not allowed to hold remedial classes for various disciplines, organize or organize students to participate in cultural classes organized by off-campus training institutions in disguise, and provide venues and conditions for various cram schools. In-service teachers in public primary and secondary schools are not allowed to organize or participate in paid tutoring and paid remedial activities, and are not allowed to work part-time or part-time in off-campus training institutions.

　　Strengthen the mental health work of teachers and students in primary and secondary schools

　　Adhere to the bottom line thinking of "life first, health first", attach great importance to actively preventing and alleviating the anxiety, irritability, panic, depression and other emotions caused by the epidemic, find and solve the psychological problems of teachers and students in time by opening psychological help hotlines and setting up psychological counseling, give full play to the role of class teachers and mental health education teachers, and strengthen communication with parents through WeChat WeChat official account, parents WeChat group, QQ group and other platforms in time to understand the psychological state of students at home. Guide parents to master scientific ways of educating their children and communication skills, strengthen the emotional connection between parents and children, build a good parent-child relationship, help children form a positive, optimistic and healthy psychological quality, understand their physical and mental development and health status in a special period, and create a harmonious family atmosphere.

　　Iii. Requirements for starting school

　　Make preparations for the start of the new semester

　　Use the winter vacation to complete the necessary maintenance of school buildings and teaching equipment and facilities and the procurement of teaching supplies. Further improve the canteen facilities and do a good job in implementing the nutrition improvement plan. Seriously study and formulate the work plan for the next semester, make good preparations for the start of school, and prepare at least one week after the start of school during the winter vacation for teachers to ensure a good new lesson. Before the start of school, it is necessary to organize a major campus safety inspection, comprehensively eliminate hidden dangers of campus safety, organize students to report for peak shifts, and strictly implement various epidemic prevention and control measures.

　　Implement the purchase of teaching materials and teaching AIDS

　　In strict accordance with the requirements of the Notice of Xi ‘an Municipal Education Bureau of Xi ‘an Municipal Finance Bureau on Printing and Distributing the Opinions of Xi ‘an Municipality on Further Improving the Guarantee Mechanism of Basic Education Funds (No.165 [2016] of the Municipal Finance Bureau) and the spirit of the Notice of the Provincial Department of Education on Matters Related to Teaching Books for Primary and Secondary Schools in Shaanxi Province from Autumn 2021 to Spring 2022, do a good job in textbook subscription. The purchasing of supplementary materials should strictly implement the provisions of "one subject and one supplement" and "voluntary choice", and it is strictly forbidden to subscribe to supplementary materials outside the recommended catalogue of supplementary evaluation for primary and secondary schools in Shaanxi Province.

　　Strictly implement the education charging policy.

　　At the beginning of the new semester, the city’s primary and secondary schools and kindergartens should publish the charging items and standards, schedules, timetables, complaint telephones, etc. in a prominent position on campus or on the school website, and accept the supervision of students, parents and society.

　　The education bureaus of all districts, counties and development zones are requested to strictly implement the requirements of epidemic prevention and control in the whole city, and in accordance with the spirit of the notice, urge primary and secondary schools and kindergartens in the jurisdiction to make arrangements for the winter vacation to ensure that teachers and students have a safe, happy, fulfilling and meaningful holiday.

　　　　Experts remind that alcohol can inhibit the normal function of the liver, hinder the transformation and storage of glucose in the body, and lead to accidents.

　　　　The weather is hot, and swimming is people’s favorite summer exercise. Recently, the reporter learned from major hospitals in the city that since the summer, the sporadic cases of pink eye have increased significantly, which has a lot to do with improper swimming protection in public swimming pools. In addition, sprains of waist and neck joints caused by insufficient warm-up before swimming also occur frequently. Experts remind that some people like to drink a little wine before entering the water, or drink beer during swimming breaks. As everyone knows, alcohol will hinder the transformation and storage of glucose in the body, leading to hypoglycemia symptoms such as palpitation, fatigue, nausea and sweating.

　　　　Swimming for more than 2 hours is prone to chills and spasms.

　　　　Some swimmers soak in the water for half a day, and when they get goose bumps and start to chill, they realize that they have gone too far. Liang Weiguo said that the skin generally has three reaction periods to cold stimuli. The first stage is after entering the water, stimulated by cold, the skin blood vessels contract and the skin color is pale. In the second stage, after staying in the water for a certain period of time, the blood circulation is accelerated, the heat is increased, and the skin turns from pale to light red. In the third stage, the body stays in the water for too long, and the heat generated by the body is lower than the heat dissipated in the water, so that the body temperature regulation function is destroyed, and arterial contraction and venule expansion will occur, resulting in blue skin and black lips, "goose bumps" and even spasms. This is a taboo period for summer outing, so you should leave the water in time. Generally speaking, the swimming duration should not exceed 1.5 ~ 2 hours. If you feel unwell, you should immediately go ashore to dry the water and bask in the sun, and get dressed as soon as possible after your body is warm to prevent colds, tachycardia, muscle strain and other diseases.

　　　　Swimming before and after meals will affect digestion.

　　　　Swimming while drinking beer? This idea sounds pleasant, but in fact it is not healthy at all. Liang Weiguo pointed out that after drinking and swimming, a large amount of glucose stored in the body is consumed, and hypoglycemia will occur. Alcohol can inhibit the normal physiological function of the liver and hinder the transformation and storage of glucose in the body, leading to accidents. At the same time, alcohol will affect the brain’s judgment ability and increase the chance of danger. Therefore, it is best not to drink alcohol when swimming. In addition, swimming consumes a lot of energy, and it is easy to feel hungry. Some people can’t wait to have a big meal as soon as they land. Experts pointed out that it is advisable to rest for half an hour before eating after swimming, otherwise it will suddenly increase the burden on the gastrointestinal tract and easily cause gastrointestinal diseases for a long time. Liang Weiguo reminded that swimming is actually avoided before and after meals. Swimming on an empty stomach will affect appetite and digestive function, and accidents such as dizziness and fatigue will occur during swimming. Swimming on a full stomach will also affect digestive function, and it will also cause stomach cramps and even vomiting and abdominal pain.

Editor: Zhao Xuanxuan

Recently, "going out for five minutes and sweating for two hours" has become a true portrayal of southern friends, and a wave of large-scale sauna weather is affecting the southern region. In the next three days (July 28th to 30th), stewing will continue. Over 14 provinces, autonomous regions and municipalities will "steam sauna" together, and Guangdong, Fujian and other places will experience the "high-temperature brand sauna", which will make you sweat like a bath in minutes. China Weather Network launched a map of sauna days all over the country to see if you are the one to be steamed.

These places are comparable to "saunas" outdoors.

Mid-autumn has arrived. All the year round, this festival is the hottest time in most parts of China, especially in the south, where the humidity is obviously higher than that in the head. Apart from heat, the biggest feeling is boredom.

According to the map of sauna days in China launched by China Weather Network, more than 14 provinces, autonomous regions and municipalities in China will "steam sauna" together in three days from now to experience sweating. Among them, there is still a wide range of high temperature weather in Jiangnan and South China. The highest temperature in Zhejiang, Fujian, Jiangxi, Hunan and other places can reach 37 to 40 C, the local temperature is above 40 C, and the humidity is generally above 60%. The hot and humid steam is constantly supplied. Although there is no high temperature in some places in southern North China and Huanghuai, the humidity will increase after the rain, and it will become a place that must be "steamed" in the later stage.

Today, southern Jiangsu, southern Anhui, Shanghai, Zhejiang, most of Jiangxi, central and southern Hunan, Sichuan Basin, Fujian, Guangdong, Guangxi and eastern Hainan will be steaming in hot and humid conditions, especially in eastern Jiangnan and central South China, where the highest temperature is generally above 37℃, and the average relative humidity is basically over 60%, making it comparable to a "sauna room" outdoors and being "steamed" immediately after going out. In addition to the above-mentioned areas, Hubei, southern Henan, southwestern Shaanxi, eastern Sichuan, central Jiangsu and other places, although there is no high temperature weather, are still sultry and must be "steamed".

Tomorrow, the range of high temperature weather in the south will be reduced, but the highest temperature in Jiangxi, southern Hunan, southern Anhui, eastern Sichuan, Guangdong, most of Guangxi and other places is basically above 35℃. Although the wind is strong in some areas, the "sauna feeling" is still outstanding, and it is difficult to escape the hot and humid steam. Outside the range of hot and humid steaming, places where there is no high temperature, such as central Jiangsu, central Anhui and eastern Hubei, will also have the feeling of stewing and steaming, which is a place that must be "steamed".

The day after tomorrow, the scope of "the land that must be steamed" will be further expanded to the north. Except for Jiangnan and most parts of South China, the humidity in central and southern Hebei, northwestern Shandong and northeastern Henan will increase after the rain, and the highest temperature will basically be above 32℃, which will give you the same "sauna feeling" as in the south.

At the same time, although there is no sauna weather in the northwest, there is also high temperature weather. Under the sun, the road becomes "teppanyaki" every second, and it is necessary to do a good job of sun protection when going out to burn Jio.

The most enviable places are most of Northeast China, central and eastern Inner Mongolia, Qinghai, Tibet, western Sichuan and Guizhou. There is no sauna day or high temperature day, and it is in a state of "steaming".

Compared with the north, the south is more prone to sauna weather. From 1991 to 2020, big data show that the areas with frequent sauna days in China are concentrated in the south, among which Hainan, Guangdong and Fujian are the areas with the most frequent sauna days, with an average annual sauna days of more than 45 days. This is because in summer, the main body of the western Pacific subtropical high often controls most of the south of the Yangtze River and South China, and the temperature in downward flow increases, which leads to the hot and stuffy area. At the same time, the summer monsoon continuously transports water vapor, which increases the air humidity in this area. The high-humidity weather conditions also have a certain relationship with the geographical environment in the above areas. The middle and lower reaches of the Yangtze River are criss-crossed, with abundant water sources and strong evaporation. South China, on the other hand, is near the sea and has a high humidity.

Get "three more and two less" summer guide

Every summer, sauna days are the most difficult. In this kind of weather, high temperature and high humidity are combined, which makes it difficult to breathe. Why is the sauna day so hard? According to Wang Weiyue, generally speaking, people cool down by sweating in hot weather, and sweat can take away the heat generated by the human body in time. However, in sauna days, due to the high humidity and low wind speed, the evaporation rate of sweat is greatly slowed down, and clothes can be soaked after going out for a few minutes, feeling sticky all over.

Due to the imbalance between heat production and heat dissipation, people are prone to heatstroke in sauna days, especially the following types of people, which need special care. For example, people who drink less water and have underdeveloped sweat glands are not easy to sweat and suffer from heatstroke in sauna days; For people who are stressed and irritable, hot and humid weather will easily affect their hypothalamic ability to regulate emotions, leading to palpitation and chest tightness; People with poor cardiopulmonary function are prone to cardiovascular diseases in high temperature and high humidity environment.

How to prevent heatstroke and cool down in sauna days? This "three more and two less" summer guide needs to be known. First, drink plenty of water and replenish electrolytes lost due to sweating in time; Second, more ventilation, often staying in air-conditioned rooms is prone to dizziness, nasal congestion and other symptoms, so it is necessary to open the window in time to maintain indoor and outdoor air circulation; The third is to rest more, keep enough sleep for 6 to 8 hours, and increase the lunch break for about half an hour if possible to enhance immunity. We should also do two things less. First, we should reduce travel during the afternoon when the temperature is high. Second, if there are symptoms of heatstroke such as dizziness and nausea, we should rest immediately and drink cold water to cool down. If the condition is serious, we should go to the hospital immediately. Master the above guidelines to help you spend the summer safely.

Source: CCTV news client

　　Beijing, Nov. 8 (Lang Lang) Today is beginning of winter in the 24 solar terms. For people in the northern region, the feeling of seasonal change is becoming more and more obvious. According to the weather forecast, in the next few days, due to the influence of cold air, there will be rain and snow in most parts of the north, and some parts of the northwest will be accompanied by dust.

Data Map: People in Taiyuan, Shanxi Province wear thick clothes to travel. China News Service reporter Wu Junjie photo

　　Many places in the north welcome beginning of winter in the rain and snow.

　　According to the forecast of the Central Meteorological Observatory, from the night of the 7 th to the 11 th, there were small to moderate rains (snow) or sleet from west to east in northern Xinjiang, eastern northwest, north China, Huanghuai and Northeast China, and there was heavy snow or blizzard in the local area; There are 4~6 winds and 7~9 gusts in most of the above areas, accompanied by dusty weather in the local area; The process is cooled by 4~6℃, and the local temperature reaches 8~12℃.

　　Around beginning of winter (7-10 days), new cold air will strike, which will bring 4 ~ 6℃ cooling to the north, with a wide range of influence, basically affecting most of the north.

　　According to the China Weather Network, it is expected that there will be a precipitation cooling process from west to east in northwest, north China and northeast China, and there will be light rain (snow) or sleet in northern Xinjiang, and there will be local snowstorms. There is little to moderate rain (snow) or sleet in the central and eastern Inner Mongolia, North China and Northeast China. Most of these areas are accompanied by 4 ~ 6℃ cooling, and the temperature in northern Xinjiang is 8 ~ 10℃.

　　Specifically, on the 7 th, the temperature in Beijing dropped, with the lowest temperature at night being only 1 C and the highest temperature during the day being 12 C. There is occasional light rain on the 9th night. In Hebei, according to the forecast, from the night of the 9th to the 10th, there will be light rain in the cloudy, central and northern parts of Hebei province and moderate rain in the local area, including light snow or sleet in Zhangjiakou and Chengde, moderate to heavy snow in the local area and light rain or sporadic rain in other areas.

On October 31, Xining City ushered in the first snowfall in the second half of the year. Ma Mingyan

　　Beginning of winter ≠ When will the real winter come?

　　Beginning of winter is the 19th solar term in a year and the first solar term in winter, which generally falls on November 7th & mdash; 8th.

　　Although beginning of winter has arrived, it doesn’t necessarily mean the arrival of winter. In meteorology, the average daily temperature for five consecutive days is below 10℃ as the standard for the start of winter. According to this standard, most parts of northern China have entered winter before beginning of winter, while many parts of southern are still in autumn.

　　For example, in Northeast China, as early as late October, Shenyang Meteorological Observatory has issued a blue warning signal for cold wave. Since October 25th, the moving average temperature has decreased steadily by 10℃, and it has entered the winter in the meteorological sense, which is 13 days later than the previous year (October 12th) and 1 day earlier than last year (October 26th).

　　For the northern region, after beginning of winter, cold air activities will gradually become more frequent, and the downward trend of temperature will accelerate. Every time cold air visits, it will bring obvious cooling, strong wind and even rain and snow, and the first snow in some parts of North China often falls at this time. Compared with the north, which is accelerating the pace of winter, it seems that it will take some time for people in the south to feel the cold. According to the Central Meteorological Observatory, it will be difficult for cold air to cross the Yangtze River in the coming week.

November every year to March next year is the heating season in the north, and it is also the peak period of gas consumption. Four "Shaanxi-Beijing pipelines" built from Shaanxi to Beijing by different routes are the "gas supply lifeline" of the capital. The picture shows that on October 28th, employees of Miyun Offtake Station are inspecting the equipment. China News Service reporter Sultan photo

　　Cold air frequently opens the heating season in many places in North China.

　　The continuous exertion of cold air has also led to the heating season in the northern region. At present, central heating has been started in many places in North China.

　　According to the information released by Beijing, on November 7, the regional boiler rooms in Beijing were ignited for trial operation, and the cogeneration heating enterprises basically completed the area investment of residential users of heating network.

　　In Tianjin, Tianjin follows 2018— After heating in advance in the heating season of 2019, it will be heated half a month in advance again. With the approval of Tianjin Municipal Party Committee and Municipal Government, Tianjin Public Utilities Administration requires all coal-fired boilers to be ignited and started on October 28th, and formally meet the standard for heating on November 1st. From 2018— In the heating season of 2019, the official heating in Tianjin was not only advanced by half a month, but also delayed by half a month, extending the heating period that ended on March 15 to March 31.

　　In Hebei province, heating season will be started in many places in Hebei province in November. For example, Qinhuangdao will officially provide heating at 0: 00 on November 5, Shijiazhuang will officially provide heating on November 15, and the whole network of the city will reach the standard for heating trial operation on November 10. On November 15, Langfang, Baoding, Tangshan and Cangzhou will officially provide heating.

　　According to a number of media reports, the People’s Bank of China and China Banking and Insurance Regulatory Commission recently jointly issued the Notice on Doing a Good Job in Financial Support for the Stable and Healthy Development of the Real Estate Market (hereinafter referred to as the Notice).

　　On November 14th, The Paper verified from trust, insurance and other institutions that he had received the Notice.

　　The "Notice" promulgated 16 financial measures to support the real estate market, involving financial institutions including commercial banks, policy banks, trust companies, insurance companies and financial asset management companies.

　　State-owned and private housing enterprises are treated equally, and support the reasonable extension of stock financing such as development loans and trust loans.

　　In order to keep real estate financing stable and orderly, the Notice proposes that, first, we should adhere to the principle of "two unwavering" and treat all kinds of real estate enterprises, such as state-owned and private enterprises, equally. Encourage financial institutions to focus on supporting the steady development of real estate enterprises with perfect governance, focus on their main businesses and good qualifications. Support the project sponsor bank and syndicated loan model, strengthen the management of the whole process of loan approval, issuance and recovery, and effectively ensure the safety of funds.

　　The second is to support all localities to implement differentiated housing credit policies based on national policies, reasonably determine the down payment ratio of local individual housing loans and the lower limit of loan interest rate policies, and support rigid and improved housing demand.

　　The third is to stabilize the credit supply of construction enterprises. Encourage financial institutions to optimize credit services for construction enterprises on the basis of controllable risks and sustainable business, provide necessary loan support, and maintain continuous and stable financing for construction enterprises.

　　Fourth, support the reasonable extension of stock financing such as development loans and trust loans. For stock financing such as development loans and trust loans of real estate enterprises, under the premise of ensuring the security of creditor’s rights, financial institutions and real estate enterprises are encouraged to negotiate independently on the basis of commercial principles, and actively support them by extending the stock loans and adjusting repayment arrangements to promote the completion and delivery of projects. As of the date of issuance of this notice,Due in the next six months, it can be extended for one year beyond the original provisions, without adjusting the loan classification.The loan classification submitted to the credit information system is consistent with it.

　　The fifth is to keep bond financing basically stable. Support high-quality real estate enterprises to issue bonds for financing. Promote professional credit enhancement institutions to provide credit enhancement support for the bond issuance of real estate enterprises with overall financial health and short-term difficulties. Encourage bond issuers and holders to communicate in advance and make arrangements for bond redemption funds. If it is indeed difficult to pay on schedule, reasonable arrangements such as extension and replacement shall be made through consultation to actively resolve risks. Support bond issuers to buy back bonds in domestic and foreign markets.

　　The sixth is to maintain the financing stability of asset management products such as trusts.Encourage trust and other asset management products to support the reasonable financing needs of real estate.. Encourage financial institutions such as trust companies to speed up business transformation, support the reasonable financing needs of real estate enterprises and projects according to the principles of marketization and rule of law on the basis of strictly implementing the regulatory requirements for asset management products and doing a good job in risk prevention and control, and provide financial support for real estate enterprise project mergers and acquisitions, commercial pension real estate, rental housing construction, etc. according to laws and regulations.

　　Actively do a good job in the financial services of "guaranteed delivery building" and support relevant banks to add supporting financing support.

　　As for the financial services of Baojiaolou, the Notice proposes to support China Development Bank and Agricultural Development Bank to issue special loans of Baojiaolou to borrowers who have been reviewed and filed in compliance with the law, efficiently and orderly in accordance with relevant policy arrangements and requirements, with closed operation and special funds earmarked for supporting the accelerated construction and delivery of sold overdue residential projects.

　　After the special loan support project clarifies the creditor’s rights and debts, the special loan and the new judicial guarantee for supporting financing, financial institutions, especially the main financing commercial bank of the project personal housing loan or its leading syndicates, are encouraged to follow the principles of marketization and rule of law.Provide new supporting financing support for special loan support projects.To promote the resolution of the risk of personal housing loans that have not been handed over.

　　Actively cooperate with the risk disposal of trapped real estate enterprises and actively explore market-oriented support methods.

　　"Notice" said that it is necessary to do a good job in financial support for real estate project mergers and acquisitions and actively explore market-oriented support methods. Encourage commercial banks to carry out M&A loan business for real estate projects in a steady and orderly manner, and focus on supporting high-quality real estate enterprises to merge and acquire troubled real estate enterprise projects. Encourage financial asset management companies and local asset management companies (hereinafter referred to as asset management companies) to give full play to their experience and ability in the disposal of non-performing assets and risk management, and consult with local governments, commercial banks, real estate enterprises, etc. on risk resolution models to promote the accelerated disposal of assets. Encourage asset management companies to cooperate with third-party institutions such as law firms and accounting firms to improve the efficiency of asset disposal. Support qualified commercial banks and financial asset management companies to issue real estate project M&A themed financial bonds.

　　For some projects that have entered the judicial reorganization, financial institutions can help promote the project to return to work and deliver according to the principles of independent decision-making, self-risk and self-financing. Encourage asset management companies to participate in project disposal by acting as bankruptcy administrators and reorganizing investors. Support qualified financial institutions to steadily explore ways to solve the risks of trapped real estate enterprises in accordance with laws and regulations by setting up funds, and support the completion and delivery of projects.

　　Protect the legitimate rights and interests of housing finance consumers and personal credit rights and interests according to law.

　　The "Notice" emphasizes encouraging independent negotiation in accordance with the law to postpone the repayment of principal and interest, and effectively protecting the personal credit rights of deferred loans. Specifically, for individuals who are hospitalized or isolated due to the epidemic, or who have lost their sources of income due to the suspension of business and unemployment due to the epidemic, and personal housing loans that have been changed or cancelled due to the purchase contract, financial institutions can independently negotiate with the buyers according to the principles of marketization and rule of law, and make adjustments such as extension. All parties concerned must abide by the rules, abide by the contract and fulfill their commitments. In this process, financial institutions should do a good job in customer service, strengthen communication, protect the legitimate rights and interests of financial consumers according to law, and classify assets according to relevant regulations. Acts of malicious evasion of financial debts shall be dealt with according to laws and regulations to maintain a good market order.

　　In terms of personal credit rights, if the repayment arrangement of personal housing loans has been adjusted, financial institutions shall submit credit records according to the new repayment arrangement; If it is determined by the judgment or ruling of the people’s court that it should be adjusted, the financial institution shall adjust the credit records according to the effective judgment or ruling of the people’s court, and adjust those that have been submitted. Financial institutions should properly handle relevant credit objections and protect the rights and interests of information subjects according to law.

　　Adjust some financial management policies in stages to accelerate the marketization of real estate risks.

　　According to the Notice,Extend the transition period arrangement of real estate loan concentration management policy and optimize the financing policy of real estate project M&A in stages.. For banking financial institutions that can’t meet the requirements of real estate loan concentration management as scheduled due to objective reasons such as epidemic situation, the People’s Bank of China, China Banking and Insurance Regulatory Commission or branches of the People’s Bank of China, and China Banking and Insurance Regulatory Commission dispatched offices will reasonably extend their transition period according to the relevant provisions on the management of real estate loan concentration, based on the actual situation and through objective evaluation.

　　At the same time, relevant financial institutions should make good use of the staged real estate financial management policies that have been promulgated by the People’s Bank of China and China Banking and Insurance Regulatory Commission, which are applicable to major commercial banks and national financial asset management companies, and accelerate the market-oriented clearing of real estate risks.

　　Increase financial support for housing leasing and broaden diversified financing channels in relevant markets.

　　The "Notice" proposes to optimize housing rental credit services and broaden diversified financing channels in the housing rental market. Guide financial institutions to focus on increasing credit support for self-sustaining property-based housing leasing enterprises with independent legal person operation, clear business boundaries and real estate professional investment and management capabilities, rationally design loan terms, interest rates and repayment methods, and actively meet the medium and long-term capital needs of enterprises. Encourage financial institutions to provide financial support for various entities to purchase and rebuild real estate projects for housing leasing in accordance with the principles of marketization and rule of law. Loans issued by commercial banks to affordable rental housing projects that hold the confirmation of affordable housing rental projects are not included in the concentration management of real estate loans. Commercial real estate is transformed into affordable rental housing, and after obtaining the confirmation of affordable rental housing, the bank’s loan term and interest rate are applicable to the relevant policies of affordable rental loans.

　　At the same time, support housing leasing enterprises to issue direct financing products such as credit bonds and guarantee bonds, which are specially used for the construction and operation of rental housing. Encourage commercial banks to issue financial bonds to support housing leasing, and raise funds to increase the development and construction loans and operating loans for housing leasing. Steadily promote the real estate investment trust funds (REITs) pilot.

　　Cctv newsOn the afternoon of March 1st, the State Council Press Office held a series of press conferences on the theme of "Opening by authoritative departments", introducing the situation of "accelerating new industrialization, strengthening and improving the real economy" and answering reporters’ questions.

　　Xin Guobin, Vice Minister of the Ministry of Industry and Information Technology, said that in 2022, the production and sales of new energy vehicles in China reached 7.058 million and 6.887 million, up by 96.7% and 93.4% respectively, ranking first in the world for eight consecutive years. Since 2012, when China promulgated and implemented the Development Plan of Energy Saving and New Energy Vehicle Industry, the average annual compound growth rate of new energy vehicle sales reached 87%, and the cumulative promotion of new energy vehicles reached 15.96 million, nearly 16 million. China has become an important guiding force for the electrification transformation of the global automobile industry.

　　This year, the new energy automobile industry will maintain a good development trend, and production and sales will achieve steady growth. The Ministry of Industry and Information Technology will focus on promoting the work from five aspects.

　　First, we should strengthen overall planning. Further improve and perfect the coordinated promotion mechanism for the development of new energy automobile industry, and coordinate the overall work of electrification, networking and intelligent development. Focusing on technical research, popularization and application, infrastructure construction, etc., we will continue to cultivate independent brands with high innovation level, strong comprehensive ability and international competitiveness.

　　The second is to support innovation breakthroughs. We will focus on supporting leading enterprises to play a leading role and accelerate the technical research and industrial application of new systems such as batteries, automotive chips and automotive operating systems. Start the pilot of intelligent networked vehicle access and road traffic, accelerate the technical application of 5G vehicle-road coordination, and promote the coordinated development of electrification and intelligent networked.

　　The third is to further increase the promotion and application. We will carry out pilot projects for the comprehensive electrification of vehicles in public areas, and further improve the electrification level of vehicles in official vehicles, taxis, postal express delivery, sanitation and other fields. It is necessary to work with relevant departments to study and clarify the continuation policies such as tax reduction and exemption for new energy vehicles as soon as possible, and revise and issue the "double points" management method to stabilize market expectations.

　　The fourth is to improve service support capabilities. It is necessary to speed up the development of domestic resources, stabilize international cooperation and supply, and ensure the supply and price stability of key raw materials. It is necessary to improve the recycling system, strengthen key technologies such as intelligent disassembly, and improve the recycling level of power batteries.

　　The fifth is to promote open development. We will continue to implement opening-up measures in the automotive sector, give play to the role of multilateral and bilateral cooperation mechanisms, and support enterprises, research institutions and industry organizations to carry out exchanges and cooperation in the fields of trade and investment, technology research and development, and standard setting, so as to achieve win-win development.