上海中低端龙凤

Recently, Netease’s first open-world martial arts game "Going Against the Water" was announced, and China national automobile brand-Geely China Star became the chief implanted brand of the game public beta. This represents that the game official once publicized that "using the game meta-universe advertising to make profits and reducing the dependence on players’ recharge payment" has officially become a reality.

The mobile game "Against the Cold Water" has repeatedly introduced to the players that it "does not force Krypton" and "completely gives up numerical payment", and relies on appearance payment and pass to get part of the income, and the rest of the difference will be earned by implanting advertisements in the game. The profit model of the brand gold master advertising fee with Meta Universe.

In the previous test of the game, the subversive reform of the game in terms of gameplay content and the game mode of neither liver nor krypton have indeed been confirmed. However, because the embedded advertising system has not been formally applied, many people still have doubts about whether the "meta-universe advertising" model can make up for the game revenue gap.

The fact that Geely China Star became the chief embedded brand in the public beta of "Going Against the Water" proved the possibility of this model.

As the flagship game project of Netease, the mobile game "Against the Water" itself has some embryonic forms of "Metauniverse". The production team wants to attract players into the game world with a lot of game content and excellent gameplay design, and then achieve a kind of "traffic realization" effect by planting advertisements.

This kind of cross-domain linkage is not a low-level operation such as "watching advertisements jump off" in the traditional sense, but relies on the immersion and appeal of the game itself, and accurately delivers advertisements from different angles without affecting the player’s game experience and destroying the game atmosphere.

According to the official of "Going Against the Water" mobile game, the "car-tour linkage" with Geely China Star will be carried out by setting up a "virtual image spokesperson of Geely China Star" in the game to interact with players, help players understand new car information, make an appointment for a test drive, and receive exclusive car purchase subsidies for mobile game players.

In order to ensure the seriousness of the game atmosphere and the integrity of the player’s experience, there will definitely be no cars that are out of date in the game, and there will be no systematic notices of the nature of car promotion. Of course, "there will never be any game content that needs to be bought to experience."

Geely China Star, the first time to test the advertisement of Shuiyuan Universe, also specially invested in the exclusive car purchase benefits for the mobile game players of "Against the Water" for this implantation. According to the official disclosure, the benefits are quite strong, and the mobile game players of "Against the Water" can receive them in the game after the activity is launched.

　　BEIJING, Feb. 20 (Xinhua) On February 14, the launch conference of Bao Qianli (600074.SH) smart driving new products was held in Shenzhen, and 10 smart driving products with a variety of cutting-edge technologies were all unveiled. Jiang Jianping, executive vice president of Baoqianli Group, gave a comprehensive and systematic introduction to the core technology, product function, market layout and marketing strategy of the new products. Automobile manufacturers, 4S Group executives, excellent channel agents and media reporters from all over the country attended the meeting and witnessed the official launch of the new series of Baoqianli Intelligent Driving.

　　It is understood that the new smart driving products put on the market this time have been publicly unveiled at the new smart driving product launch conference held in Wuhan last June. This official listing has also received wide attention and expectation from the market and industry.

　　Jiang Jianping introduced that a total of 10 intelligent driving series products were launched this time. In terms of after-installation, the latest high-definition night vision active safety system, fatigue driving early warning system, VR panoramic intelligent safety system, advanced night vision active safety system, advanced night vision ADAS system and advanced anti-collision early warning system were launched; In terms of front installation, the latest night vision 360 system, advanced night vision active safety system, high-definition night vision system, advanced night vision system, anti-collision early warning system (millimeter wave radar technology) and high-definition driving recorder are introduced.

　　Create an intelligent driving platform with cutting-edge technology

　　Bao Qianli’s car night vision, active safety, intelligent driving system, etc., based on the core competitive advantage of precision opto-electromechanical imaging+bionic intelligent algorithm, combined with "millimeter wave radar technology+vehicle-level intelligent driving platform technology+in-vehicle Ethernet technology", has realized road warning, remote night vision, glare shielding, fog perspective, rainy perspective, pedestrian warning, lane departure warning, laser night vision, collision warning and driving record.

　　According to industry insiders, Bao Qianli has been deeply involved in the field of automobile video for many years, and has taken the lead in applying active infrared night vision technology to the field of vehicle active safety to assist the safe driving of automobiles, with high technical advantages and leading R&D advantages.

　　The active safety system for high-definition night vision, an aftermarket product to be put on the market, adopts low-light technology, which has the functions of all-weather high-definition remote night vision, road condition warning, super glare shielding, rainy/foggy day perspective, high-definition driving record, integrated 4G and WiFi functions, and can expand millimeter-wave radar (anti-collision warning FCW) through the functions of APP mobile phone interconnection. The driver’s face is scanned by DDS, and the driver is alerted by image processing and software algorithm to prevent fatigue driving. It can be controlled by mobile APP, integrated with 4G and WiFi functions, can read the original vehicle information through OBD, and can expand millimeter wave radar (anti-collision early warning FCW); The VR panoramic intelligent security system has the functions of VR image shooting, driving safety assistance, OBD vehicle management, in-vehicle panoramic driving record, integration of 4G and WiFi functions, etc., which can expand VR video live broadcast and lane departure warning (LDW). Provide safe and intelligent hardware and management platform for automobile operators; Advanced night vision ADAS system integrates the main core technologies of Bao Qianli’s precise opto-electromechanical imaging and bionic intelligent algorithm, and has the functions of remote high-definition night vision, anti-collision early warning (FCW), lane departure early warning (LDW), road condition early warning, high-definition driving record (DVR), etc. It integrates 4G and WiFi, can read the original vehicle information through OBD, and can expand millimeter-wave radar (anti-collision early warning FCW) to realize dual systems of image processing and millimeter-wave radar.

　　The night vision 360 system of the front-mounted product adopts the vehicle regulation scheme, is waterproof to IP69 grade, and has the functions of 360 look around, low-light night vision, lane departure warning (LDW), area detection warning (BSD), reversing trajectory assistance, etc. You can see 3.5 -5 meters left and right, and 10 meters before and after, which can integrate 4G, WiFi and in-car Ethernet; The anti-collision early warning system adopts the vehicle classification scheme, millimeter-wave radar technology and collision warning (FCW), scans 32 targets in the three lanes ahead, and can convert the safe distance, and gives warning hints through color/sound/light/vibration. Extensible pedestrian warning (PCW), overtaking warning, lane identification and auxiliary lane extension; Advanced night vision ADAS system, which adopts the vehicle classification scheme, has the functions of anti-collision warning (FCW), lane departure warning (LDW), high-definition remote night vision, road condition warning, rainy/foggy perspective, and high-definition driving record (DVR), integrates the functions of 4G and WiFi, and can expand millimeter-wave radar (FCW) to realize the dual-system platform of image processing and millimeter-wave radar.

　　According to industry insiders, the series of new products launched this time is the latest application of many intelligent technologies in automotive electronics, and an intelligent driving platform integrating high-definition night vision, active safety, car networking and intelligent driving has been built, which has improved the intelligence, safety, convenience of car control and fun of car riding.

　　The trend of automobile intelligence is accelerating.

　　According to the statistics of the national transportation department, driving in bad weather such as night, rain, snow, smog and smoke generally accounts for only about 25% of the total road traffic, but the number of fatal accidents is as high as 50% or more, and the accidents caused by poor sight are as high as 70% or more.

　　According to statistics from the National Highway Traffic Safety Administration of the United States, the number of people killed by traffic accidents in the world is about 1.2 million each year, and 10-20 million people are disabled. Among them, traffic accidents caused by poor eyesight account for more than 70%.

　　Considering the personal safety of drivers and passengers, the intelligent driving system with safe driving as the core orientation is bound to become the function that consumers pursue and expect to popularize most, and the market potential is huge, which is a billion-dollar market.

　　In 2016, the road map of intelligent networked vehicle development released by the Ministry of Industry and Information Technology pointed out that by 2020, 15 million vehicles in China will have driving assistance or assisted driving systems every year. According to the report of Analysys, the market scale of intelligent driving in China will continue to expand, and the market scale of intelligent driving industry in China is expected to reach 121.4 billion yuan in 2020, with a promising prospect.

　　Obviously, after a long period of accumulation, intelligence is changing the automobile industry in an unprecedented way, and automobile intelligence is a revolution in the development of automobile technology. By then, a series of companies in the industrial chain such as hardware providers, information and service providers will benefit from it. At the same time, with the change of consumer market structure, intelligent vehicle-mounted devices gradually replace the market share of traditional vehicles.

　　As a pioneer in the field of automobile video, Bao Qianli has brought a powerful force to the upstream and downstream enterprises engaged in this field. Jiang Jianping said that the launch of Bao Qianli’s new intelligent driving products will further enhance the company’s technological innovation, enhance the company’s competitiveness in the field of automobile intelligent driving, and promote the company’s development in the field of automobile intelligent driving. According to the analysis, Bao Qianli’s latest intelligent driving platform provides the core competitiveness for the company’s long-term development in the field of automobile intelligent driving. In addition, it will provide new profit growth opportunities for dealers and 4S stores, and will also become an important weight for automobile front-loading and rear-loading enterprises to implement differentiated competition strategies.

　　Car video business is one of Bao Qianli’s main businesses. According to Bao Qianli’s semi-annual report, the company’s car video business achieved sales revenue of 587 million yuan in the first half of 2016, compared with 80 million yuan in the same period of 15 years. Bao Qianli’s 2016 annual performance pre-increase report released in January shows that the net profit attributable to shareholders of listed companies is expected to increase by 120%~160% year-on-year, thanks to the high growth of automotive video and intelligent hardware.

　　In addition, Zheng Ping, an analyst at Minsheng Securities, predicts that with the gradual sinking of sales outlets in the aftermarket and the continuous breakthrough of customers in the front market, the company’s auto night vision active safety system business will continue to grow at a high speed.

　　BEIJING, Beijing, June 16 (Wu Tao) "Last month, there was a surplus of traffic in the package, and I went to other places, and the bill generated a traffic fee outside the package." I believe many people have encountered this situation and blamed it on traffic roaming charges.

　　However, is there any roaming of traffic? Why should telecom operators distinguish between local traffic and national general traffic? Why is the unit price of traffic different after the usage of some packages is exceeded? Zhongxin. com (WeChat WeChat official account: cns2012) combed and investigated this.

　　Recently, China News Network Weibo launched a report on "Mobile phone traffic is actually divided into local traffic and national use. What do you think?" A small survey.

　　Status: Distinguish between local traffic and national general traffic.

　　From October 1 this year, the three major operators will completely cancel the domestic long-distance and roaming charges of mobile phones, which means that the charges for calling anywhere in China and the whole country will be the same in the future, and no longer distinguish between local and foreign long-distance calls. However, in terms of traffic, many packages still distinguish between local traffic and national general traffic.

　　"The local traffic is inexhaustible, and the national traffic is not enough." Recently, many netizens reported to Zhongxin.com that they encountered this situation when using mobile phone traffic. Ms. Zhang, a user of Beijing Mobile, told Zhongxin.com that she went to Dalian for a few days this month. Although there was a lot of traffic in the mobile phone package, it was mostly local traffic in Beijing, so after going to Dalian, she could only use the traffic tightly and didn’t dare to take photos.

　　There are many other examples. In a survey on local traffic and national general traffic recently launched by Zhongxin. com, Weibo netizen @ Xu Xiaotong said: My Hebei number is in Henan, and the monthly traffic in the package is 2GB. The traffic in Hebei Province cannot be used, and I have to charge the phone bill every month.

　　Why should it be divided into local traffic and national general traffic?

　　With the acceleration of population flow, it is difficult for many people to wait for a long time in a region, and it is very troublesome to change their mobile phone numbers because many online accounts are bound. In this case, why do the three major operators have to distinguish between local traffic and national general traffic? Zhongxin. com contacted relevant persons of the three major operators.

　　China Unicom explained that China Unicom Group has launched a national general traffic package, and local companies will launch some local traffic packages according to local characteristics, mainly for people who don’t travel frequently.

　　China Telecom said that in order to meet the differentiated needs of users, China Telecom has provided diversified traffic products differentiated by region, time, content and terminal type, as well as various preferential forms such as promotional gifts, providing users with more choices.

　　A staff member with knowledge of China Mobile said that the network resources in different places are not balanced, and the traffic consumption is also different. The provinces with low traffic consumption may give the surplus local traffic to consumers or sell it to consumers at low prices, which leads to local traffic and national general traffic.

　　Xiang Ligang, an expert in communication industry and chairman of Zhongguancun Information Consumption Alliance, said in an interview with Zhongxin. com that local traffic is actually a kind of preferential traffic, and the price is cheaper than that of the national traffic. But now the user’s idea is to use the national traffic and pay the price of local traffic.

　　"At present, this is basically impossible to achieve, but the future trend is that the traffic price will be continuously lowered, but it will take time." Xiang Ligang said.

　　The price of traffic outside the package is inconsistent. Why?

　　Zhongxin. com also found that even for the same telecom operator, different packages have different traffic charges beyond the package. For example, the national version of China Unicom’s 4G package will be charged according to 0.2 yuan /MB after the domestic traffic exceeds the package limit; However, for the premium version of China Unicom’s 4G package, the domestic traffic will be charged at 0.27 yuan /MB after exceeding the package limit.

　　The same is true for China Telecom. The price of out-of-package traffic is 0.0001 yuan/KB. Enjoy the 4G package, and the traffic beyond the package will be charged at the price of 0.3 yuan /MB. The price of out-of-package traffic of China Mobile is 0.29 yuan /MB, which is unified throughout the country. (Note: The three major operators all offer preferential measures for the off-package traffic, and will not introduce them one by one. )

　　China Unicom explained, "Because the local traffic package price is low, the price of traffic beyond the package will be relatively high." China Telecom said that the price inside and outside the package is the difference between preferential tariff and standard tariff, and the package is actually a preferential combination, which is also the common practice of telecom operators in the world.

　　Xiang Ligang believes that this is a marketing method, and there is a discount if you buy more and use more, which is used in many industries. "For example, for users who use 10GB of traffic every month and users who use 1GB of traffic every month, there is nothing wrong with setting different unit price standards for traffic beyond the package limit." Xiang Ligang said.

　　However, the above survey initiated by Zhongxin.com shows that as of 17: 00 on the 15th, 84.8% of netizens believe that the price of out-of-package traffic of the same operator should be the same; 11.9% of netizens support the diversification of telecom operators’ traffic packages and the diversification of prices.

　　The decline of traffic price is still the future trend.

　　In the interview, Zhongxin. com learned that more than one telecom operator denied that there was roaming in traffic. According to the above-mentioned China Mobile insider, there is no roaming charge for traffic, but only a distinction between local traffic and national general traffic, and the unified price of national traffic is the general trend, and the traffic price will be continuously lowered.

　　However, Xiang Ligang believes that the future traffic pricing trend may be the same as now, with certain differences to meet the needs of different users. "If the national traffic is at a price, it may be unfair to those users who use more traffic every month, because they can’t enjoy the preferential price of local traffic."

　　There are indications that the downward adjustment of traffic price is still the future trend. In March of this year, the three major operators announced the results since speeding up and reducing fees, involving mobile traffic. China Mobile said that from 2014 to 2016, the average unit price of China Mobile’s Internet access dropped by 63.5%. China Telecom said that in the past two years, the mobile phone traffic charges of China Telecom dropped by 57.4%. China Unicom said that the average traffic tariff level of China Unicom dropped to a new low in 2016, which was more than 48% lower than that at the end of 2015. (End)

　　Little "potato king", fire again and again. The Ministry of Agriculture recently issued "Guiding Opinions on Promoting the Development of Potato Industry", proposing that by 2020, the potato planting area will be expanded to more than 100 million mu, the proportion of varieties suitable for staple food processing will reach 30%, and staple food consumption will account for 30% of the total potato consumption.

　　Therefore, as soon as this Guiding Opinion was released, it triggered a heated discussion in the society. Potatoes, originally a home-cooked dish on the dining table, are shredded potatoes with vinegar, fresh potatoes and stewed beef with potatoes … … I’m afraid we can’t count how many potatoes we have eaten these years. Many people are puzzled. Why should we advocate the development of potato staple food? Is there not enough food to eat? How to eat potatoes as a staple food? How to promote the potato industry development?

　　From "non-staple food" to "staple food", why does potato "counterattack"?

　　"The development of potato staple food is not to let everyone directly eat potatoes as staple food." Dai Xiaofeng, director of the Agricultural Products Processing Institute of China Academy of Agricultural Sciences, explained that the development of potato staple food is to process potatoes into staple food products such as steamed bread, noodles and rice noodles suitable for China people’s consumption habits, so as to realize the transformation from non-staple food consumption to staple food consumption, from raw material products to industrialized series of finished products, and from food and clothing consumption to nutritional and healthy consumption.

　　Is it not enough to eat potatoes that are used to being eaten as vegetables as dry food?

　　Zeng Yande, director of the Planting Department of the Ministry of Agriculture, said: "China’s grain has been harvested for 12 consecutive years. The implementation of potato staple food development does not mean that there is a shortage of the three major rations. However, from the perspective of supply-side structure, rations appear ‘ Three quantities increase together ’ Phenomenon, especially the pressure of corn destocking, so it is necessary to reduce the corn planting area. From the demand side structure, with the improvement of living standard and consumption level, the pursuit of nutrition and health has become a consumption trend, while the market structure of agricultural products is relatively simple. Therefore, incorporating potatoes into the staple food family will help promote the effective docking between the supply side and the demand side of agriculture. "

　　In addition, promoting the development of potato staple food is also conducive to alleviating the pressure on resources and environment and realizing the sustainable development of agriculture. Potato is cold-resistant, drought-resistant, barren-resistant, and has wide adaptability, so it is easier to plant.

　　So, why did you choose potatoes as the staple food?

　　The history of food has proved that potato is a staple food suitable for human needs. Yu Xinrong, Vice Minister of Agriculture, said that in Europe and America, potatoes have been the staple food for hundreds of years. As far as China is concerned, potatoes have become the staple food on the table of ordinary people in parts of Shaanxi and Ningxia in the northwest and parts of Northeast China. With the development of economy, consumer demand is increasingly diversified. In order to comply with this trend, we should constantly realize the diversification of staple food and promote potato staple food throughout the country.

　　The most exciting thing is the nutritional value of potatoes. Wang Xiaohu, director of the Institute of Food and Nutrition Development of the Ministry of Agriculture, said that through testing, it was found that potato staple food contains all seven kinds of nutrients needed by the human body, and also makes up for the lack of vitamin A and vitamin C in the daily staple food. The vitamin content in 100 grams of potato is equivalent to 7 apples, or one and a half tomatoes, and the potassium content is equivalent to two bananas.

　　Liang Xisen, chairman of Himsen Group engaged in potato breeding and industrial development, told the reporter: "99% of the compressed biscuits eaten by the troops are all potato powder, and the food of astronauts in space is also processed from potato powder. The nutritional value of potato powder can be seen."

　　Wang Xiaohu said that the experiment conducted by the project team in Inner Mongolia showed that sticking to eating steamed bread with 30% potato flour made people healthier in terms of blood sugar, blood lipid and insulin.

　　When can I eat potato steamed bread?

　　"I just heard on the news that potatoes are staple food, but I have never seen potato steamed bread in the supermarket. Where can I buy it?" Speaking of potato staple food, Aunt Wang, a Beijing citizen who is shopping for food in the supermarket, is very curious.

　　"The nutritional value of potato whole powder is relatively high, and the general whole powder content is 20%— 30% of potato steamed bread is delicious. " Liang Xisen said that in June last year, Himsen Group began to produce potato steamed bread in factory, including one local ordinary steamed bread in 0.5 yuan and one potato steamed bread in 1 yuan. The products were in short supply and sold in large quantities to Tianjin, Jinan and other places, and the Beijing market was slowly developing.

　　Not only steamed bread, but also 154 kinds of potato staple food products in six categories were displayed on the spot at the high-level seminar and achievement conference of potato industry development held by China Academy of Agricultural Sciences. In addition to popular staple foods such as steamed bread and noodles, there were instant bean paste cakes, unique chrysanthemum cakes and delicate and delicious cookies & HELIP; … The delicious taste makes the tasters full of praise.

　　"Take the staple food products with potato flour accounting for 40% as an example. In the next 10 years, with the speed of 20%, the consumption capacity of traditional staple food products of potatoes can reach about 20 million tons, and the consumption capacity of leisure products can reach about 8 million tons." Wang Xiaohu said that the potato product market will be a vast "blue ocean".

　　"It is imperative to accelerate the industrialization of potatoes." Yu Xinrong said that potato industrialization has made progress in stages, but to meet the huge potential market, it is necessary to start from all aspects and constantly accelerate the pace of industrialization.

　　"Breeding innovation needs to be strengthened, especially the breeding of potato varieties suitable for staple food processing." Dai Xiaofeng said that the dry matter content of potato is obviously different because of different producing areas and varieties. For example, the yield per mu of some varieties in Shandong producing areas can reach 3-mdash; 4 tons, but the starch content is low and the flour yield is low; On the contrary, Gansu "Yidianhong" with high starch content has high flour yield, but the yield per mu is only 1-mdash; 1.5 tons. Experts say that how to cultivate varieties with high yield and high starch content is another key to industrial development.

　　Wang Xiaohu introduced that the Academy of Agricultural Sciences has built a basic information database of 245 potato varieties and determined the potato screening system. A total of 18 varieties suitable for staple food development in 4 ecological regions were screened out to speed up the solution of this problem.

　　"The processing problem needs to be solved." Dai Xiaofeng believes that the whole flour processing link faces two major problems. First, the strength of enterprises is weak and the production capacity is low. At present, the national production capacity is only 80,000 tons, and the actual operating rate is less than half. Second, the production cost is high. "In terms of cooked flour, the cost per ton of flour is 4,000 yuan, and the cost per ton of whole potato flour is 10,000 — 12 thousand yuan. How to solve the problem of high cost will be the focus in the future. "

　　"The staple food products should be more abundant." Yu Xinrong said that enterprises can sensitively tap the market demand and innovate more diversified potato staple food products. It is understood that potato steamed bread has been sold in more than 600 supermarkets in Beijing, Tianjin and Hebei, but to meet the eating habits of different regions and different levels of consumer groups, enterprises need to increase the intensity of innovative products.

　　Potato industrialization will not compete with the three staple foods for land.

　　China’s arable land area is limited, and the constraints of resources and environment are getting tighter and tighter. Will vigorously promoting potato industrialization and expanding potato planting area form a situation of competing with the three staple foods for land and water?

　　"Promoting the potato industry will not compete with the three major grains for water and land." Zeng Yande said that potato production should be expanded according to local conditions by using winter fallow fields in the south, arid and semi-arid areas in the northwest and groundwater overexploitation areas in North China, and efforts should be made to form a situation in which potatoes, rice, wheat and corn complement each other and develop in a coordinated way.

　　"Increasing the potato planting area coincides with adjusting the planting structure." Zeng Yande said that at present, the corn production capacity is over-capacity. In the past 12 years, the national corn planting area has increased by more than 200 million mu, of which the "sickle bend" area accounts for nearly 40%. In the future, the potato planting area with less water demand and relatively high yield can be increased in the "sickle bend" area.

　　Potato industrialization should be promoted step by step with emphasis. Yu Xinrong said that the future will be promoted according to the overall layout of "one main center and seven sub-centers". Beijing, as the main center, will become the research and development technology center of potato products, forming a number of leading product formulas and processing technologies. Promote potato development in Northeast China, East China, Central China, South China, Southwest China and Northwest China step by step, cultivate consumer groups, expand consumer markets, and develop potato products with regional characteristics according to regional consumption habits to meet consumer demand.

　　The supporting policies for potato production need to be gradually implemented. Zeng Yande introduced that the relevant departments will improve the potato production support policies and implement policies such as agricultural support and protection subsidies and agricultural machinery purchase subsidies. Encourage all localities to implement land, electricity, water, gas and other price concessions for potato processing enterprises. Increase investment in potato production, support seed potato production, storage facilities construction, standardized production technology promotion, market and information services. Actively explore the credit guarantee and insurance mechanism of potato industry, guide financial institutions to expand credit support for potato staple food industry, increase credit lines and implement preferential interest rates.

　　"But financial capital investment only plays a guiding role." Dai Xiaofeng said that the development of potato industry involves many links such as scientific research, production, processing, circulation and consumption, and it is a complex systematic project. Only by adhering to the combination of government guidance and market regulation, giving full play to the leading and exemplary role of enterprises, tackling key problems in the technical mode of staple food development, improving and perfecting the processing technology of staple food, and doing a good job in consumer guide, can potatoes really become the staple food on the table of the people. (Reporter Feng Hua Wang Hao)

　　According to a number of media reports, the People’s Bank of China and China Banking and Insurance Regulatory Commission recently jointly issued the Notice on Doing a Good Job in Financial Support for the Stable and Healthy Development of the Real Estate Market (hereinafter referred to as the Notice).

　　On November 14th, The Paper verified from trust, insurance and other institutions that he had received the Notice.

　　The "Notice" promulgated 16 financial measures to support the real estate market, involving financial institutions including commercial banks, policy banks, trust companies, insurance companies and financial asset management companies.

　　State-owned and private housing enterprises are treated equally, and support the reasonable extension of stock financing such as development loans and trust loans.

　　In order to keep real estate financing stable and orderly, the Notice proposes that, first, we should adhere to the principle of "two unwavering" and treat all kinds of real estate enterprises, such as state-owned and private enterprises, equally. Encourage financial institutions to focus on supporting the steady development of real estate enterprises with perfect governance, focus on their main businesses and good qualifications. Support the project sponsor bank and syndicated loan model, strengthen the management of the whole process of loan approval, issuance and recovery, and effectively ensure the safety of funds.

　　The second is to support all localities to implement differentiated housing credit policies based on national policies, reasonably determine the down payment ratio of local individual housing loans and the lower limit of loan interest rate policies, and support rigid and improved housing demand.

　　The third is to stabilize the credit supply of construction enterprises. Encourage financial institutions to optimize credit services for construction enterprises on the basis of controllable risks and sustainable business, provide necessary loan support, and maintain continuous and stable financing for construction enterprises.

　　Fourth, support the reasonable extension of stock financing such as development loans and trust loans. For stock financing such as development loans and trust loans of real estate enterprises, under the premise of ensuring the security of creditor’s rights, financial institutions and real estate enterprises are encouraged to negotiate independently on the basis of commercial principles, and actively support them by extending the stock loans and adjusting repayment arrangements to promote the completion and delivery of projects. As of the date of issuance of this notice,Due in the next six months, it can be extended for one year beyond the original provisions, without adjusting the loan classification.The loan classification submitted to the credit information system is consistent with it.

　　The fifth is to keep bond financing basically stable. Support high-quality real estate enterprises to issue bonds for financing. Promote professional credit enhancement institutions to provide credit enhancement support for the bond issuance of real estate enterprises with overall financial health and short-term difficulties. Encourage bond issuers and holders to communicate in advance and make arrangements for bond redemption funds. If it is indeed difficult to pay on schedule, reasonable arrangements such as extension and replacement shall be made through consultation to actively resolve risks. Support bond issuers to buy back bonds in domestic and foreign markets.

　　The sixth is to maintain the financing stability of asset management products such as trusts.Encourage trust and other asset management products to support the reasonable financing needs of real estate.. Encourage financial institutions such as trust companies to speed up business transformation, support the reasonable financing needs of real estate enterprises and projects according to the principles of marketization and rule of law on the basis of strictly implementing the regulatory requirements for asset management products and doing a good job in risk prevention and control, and provide financial support for real estate enterprise project mergers and acquisitions, commercial pension real estate, rental housing construction, etc. according to laws and regulations.

　　Actively do a good job in the financial services of "guaranteed delivery building" and support relevant banks to add supporting financing support.

　　As for the financial services of Baojiaolou, the Notice proposes to support China Development Bank and Agricultural Development Bank to issue special loans of Baojiaolou to borrowers who have been reviewed and filed in compliance with the law, efficiently and orderly in accordance with relevant policy arrangements and requirements, with closed operation and special funds earmarked for supporting the accelerated construction and delivery of sold overdue residential projects.

　　After the special loan support project clarifies the creditor’s rights and debts, the special loan and the new judicial guarantee for supporting financing, financial institutions, especially the main financing commercial bank of the project personal housing loan or its leading syndicates, are encouraged to follow the principles of marketization and rule of law.Provide new supporting financing support for special loan support projects.To promote the resolution of the risk of personal housing loans that have not been handed over.

　　Actively cooperate with the risk disposal of trapped real estate enterprises and actively explore market-oriented support methods.

　　"Notice" said that it is necessary to do a good job in financial support for real estate project mergers and acquisitions and actively explore market-oriented support methods. Encourage commercial banks to carry out M&A loan business for real estate projects in a steady and orderly manner, and focus on supporting high-quality real estate enterprises to merge and acquire troubled real estate enterprise projects. Encourage financial asset management companies and local asset management companies (hereinafter referred to as asset management companies) to give full play to their experience and ability in the disposal of non-performing assets and risk management, and consult with local governments, commercial banks, real estate enterprises, etc. on risk resolution models to promote the accelerated disposal of assets. Encourage asset management companies to cooperate with third-party institutions such as law firms and accounting firms to improve the efficiency of asset disposal. Support qualified commercial banks and financial asset management companies to issue real estate project M&A themed financial bonds.

　　For some projects that have entered the judicial reorganization, financial institutions can help promote the project to return to work and deliver according to the principles of independent decision-making, self-risk and self-financing. Encourage asset management companies to participate in project disposal by acting as bankruptcy administrators and reorganizing investors. Support qualified financial institutions to steadily explore ways to solve the risks of trapped real estate enterprises in accordance with laws and regulations by setting up funds, and support the completion and delivery of projects.

　　Protect the legitimate rights and interests of housing finance consumers and personal credit rights and interests according to law.

　　The "Notice" emphasizes encouraging independent negotiation in accordance with the law to postpone the repayment of principal and interest, and effectively protecting the personal credit rights of deferred loans. Specifically, for individuals who are hospitalized or isolated due to the epidemic, or who have lost their sources of income due to the suspension of business and unemployment due to the epidemic, and personal housing loans that have been changed or cancelled due to the purchase contract, financial institutions can independently negotiate with the buyers according to the principles of marketization and rule of law, and make adjustments such as extension. All parties concerned must abide by the rules, abide by the contract and fulfill their commitments. In this process, financial institutions should do a good job in customer service, strengthen communication, protect the legitimate rights and interests of financial consumers according to law, and classify assets according to relevant regulations. Acts of malicious evasion of financial debts shall be dealt with according to laws and regulations to maintain a good market order.

　　In terms of personal credit rights, if the repayment arrangement of personal housing loans has been adjusted, financial institutions shall submit credit records according to the new repayment arrangement; If it is determined by the judgment or ruling of the people’s court that it should be adjusted, the financial institution shall adjust the credit records according to the effective judgment or ruling of the people’s court, and adjust those that have been submitted. Financial institutions should properly handle relevant credit objections and protect the rights and interests of information subjects according to law.

　　Adjust some financial management policies in stages to accelerate the marketization of real estate risks.

　　According to the Notice,Extend the transition period arrangement of real estate loan concentration management policy and optimize the financing policy of real estate project M&A in stages.. For banking financial institutions that can’t meet the requirements of real estate loan concentration management as scheduled due to objective reasons such as epidemic situation, the People’s Bank of China, China Banking and Insurance Regulatory Commission or branches of the People’s Bank of China, and China Banking and Insurance Regulatory Commission dispatched offices will reasonably extend their transition period according to the relevant provisions on the management of real estate loan concentration, based on the actual situation and through objective evaluation.

　　At the same time, relevant financial institutions should make good use of the staged real estate financial management policies that have been promulgated by the People’s Bank of China and China Banking and Insurance Regulatory Commission, which are applicable to major commercial banks and national financial asset management companies, and accelerate the market-oriented clearing of real estate risks.

　　Increase financial support for housing leasing and broaden diversified financing channels in relevant markets.

　　The "Notice" proposes to optimize housing rental credit services and broaden diversified financing channels in the housing rental market. Guide financial institutions to focus on increasing credit support for self-sustaining property-based housing leasing enterprises with independent legal person operation, clear business boundaries and real estate professional investment and management capabilities, rationally design loan terms, interest rates and repayment methods, and actively meet the medium and long-term capital needs of enterprises. Encourage financial institutions to provide financial support for various entities to purchase and rebuild real estate projects for housing leasing in accordance with the principles of marketization and rule of law. Loans issued by commercial banks to affordable rental housing projects that hold the confirmation of affordable housing rental projects are not included in the concentration management of real estate loans. Commercial real estate is transformed into affordable rental housing, and after obtaining the confirmation of affordable rental housing, the bank’s loan term and interest rate are applicable to the relevant policies of affordable rental loans.

　　At the same time, support housing leasing enterprises to issue direct financing products such as credit bonds and guarantee bonds, which are specially used for the construction and operation of rental housing. Encourage commercial banks to issue financial bonds to support housing leasing, and raise funds to increase the development and construction loans and operating loans for housing leasing. Steadily promote the real estate investment trust funds (REITs) pilot.

Liverpool must be alert. There are three factors that will make it more and more difficult to introduce Bellingham. First, both Real Madrid and Manchester City are very interested in Bellingham, and the players seem to be a little moved. Second, the player’s termination fee is very high, and he himself wants a higher salary; Third, the player wants to go to a team with superior strength in the Champions League.

Klopp has made it clear that Liverpool intend to reinforce the midfield this summer. Bellingham is their number one target, but they face competition from Real Madrid and Manchester City. The England international’s contract expires in 2025, and the new club may have to pay more than 100 million pounds to poach him from Dortmund. Liverpool have recently been regarded as the most promising signing for Bellingham, and the Premier League club is "increasingly confident".

However, the German media "Kicker" reported that Bellingham’s father had met with senior officials of Real Madrid many times. If Real Madrid is serious and Liverpool are not ready to make a good offer as soon as possible, it will become more and more difficult for Bellingham to move to Anfield.

It is reported that the meeting between Bellingham’s father and the next team took place not only in England, but also in the Spanish capital the week before. But the important thing is that Bellingham himself has not made a decision, and he has not negotiated with Dortmund. Liverpool are still competing for this talented player, but Real Madrid is becoming more and more popular with players. klopp’s team must submit a sincere offer as soon as possible.

Klopp has admitted: Once it comes to money, I don’t want to talk about it. Having said that, Bellingham’s motivation for transfer is not just money. Dortmund hopes that he will stay with the team after the end of this season, and they hope that he can sign a new contract. However, The Kicker added that Dortmund’s elimination from the Champions League by Chelsea would bring unpleasant consequences. Dortmund’s situation is a bit difficult. Dortmund can’t be compared with Real Madrid and Liverpool in terms of football or salary.

If you lose to Chelsea in the second round, Dortmund will miss the quarter-finals and lose a prize of 10.6 million euros. Dortmund could have used this money to keep Bellingham. Dortmund boss Watzck is considering offering Bellingham an annual salary of 15 million euros. Now it seems that it is difficult for Bellingham to stay in the Bundesliga!

So for this news, fans, do you have anything to say? If you like this article, welcome to pay attention to Beta and chat with the stars and the ball game.

In recent years, artificial intelligence has developed rapidly, especially human face recognition technology, is increasingly widely used in daily life. After entering the 21st century, China Electronic Technology has developed rapidly in just decades, and it is inseparable from the promotion of scientific and technological talents. From human beings enter the steam era, then go to the electrical age, human beings have begun to develop rapidly, and science and technology enters the era of large bombings. Technical application makes us live more fast, efficient, intelligent.

Today mainly introduces people’s face recognition technology, face recognition system has a wide range of applications: face recognition, face recognition, banned tarthen system, face recognition monitoring management, face recognition computer security, face recognition photo search , Face recognition, registration, face recognition ATM wit, video alarm system, face recognition prison intelligent alarm system, face recognition RFID intelligent customs clearance system, face recognition public security criminal pursuit of intelligent alarm system and so on. If the Alipay brush is paid, the "safe city" built by the public security is arrested in the escape criminals, brushing the face into the community, etc. is the application of face recognition technology.

Scope of application: park, factory, supermarket, community square, conference center, sports venue, school, hospital, residential area, commercial street, large-scale farm market, etc. Important parts, hotels, restaurants, catering, entertainment venues Monitoring recording purposes for indoor and outdoor surveillance of the lobby entrance, elevator and other major channels.

Face capture and tracking

Face capture refers to a frame in a frame of an image or video stream and separating portraits from the background and saves it automatically. Portrait tracking refers to the use of portrait capture techniques that automatically tracks it when the specified portrait is moving within the range of the camera.

Face recognition alignment

Face recognition is divided into two comparisons and search formulas. The verification is that the portraits of the captured or the specified portrait have been logged in the database. Remember that a certain object is determined to be the same person. Searching comparison means searching for searching for a specified portrait from all portions registered in the database.

Face modeling and search

The system can model the portable data of the library to extract the characteristics of the face and save it into the database (face feature file) to the database. When performing a face search (search formula), the specified portrait is modeled, and it will be identified compared to the templates of all people in the database, and ultimately list the most similar person according to the compared similar value. List.