西安桑拿网

As a well-deserved overlord of the hard-core off-road vehicle market, Tank 300 (parameter picture) has attracted much attention. On August 10th, 2024 Tank 300 was officially launched. It is worth mentioning that this time, the 2024 Tank 300 has compressed many models, and only three configurations of Challenger, Conqueror and Crosser have been introduced, among which the 2024 Tank 300 Crosser is upgraded based on the original city version; Conquerors have more powerful off-road performance; The crossover is light-mixed, which will further improve fuel economy and enrich consumers’ car choices. The guide prices of the three models are 199,800 yuan to 226,800 yuan respectively.

The 2024 tank 300 Challengers and Conquerors were upgraded based on the 2023 Challengers and Conquerors, adding more and more humanized configurations. The 2024 tank 300 has four new windows and one-button lifting, which comes with anti-pinch, intimate and safe, and more worry-free; 50W mobile phone wireless fast charging, exclusive location design, easy to take without shelter, so that users can get rid of power anxiety. At the same time, equipped with snail horn, the warning sound signal is penetrating and crisp, which can prevent driving distraction and protect drivers and passengers intimately. In order to facilitate the passage of users, ETC is also equipped, which saves the trouble of users’ self-installation, and no longer waits on the highway.

The 2024 Tank 300 Crosser was upgraded based on the original city version, which improved in power and configuration. In terms of power, the Crossover is equipped with a new power system of 2.0T+9AT+48V light mixing, which ensures stronger power and improves fuel economy. Among them, the system adopts more than ten advanced technologies, such as in-cylinder direct injection, Miller cycle and DVVT dual variable valve timing. The maximum net power is 180kW, the maximum net torque is 380N?m, and the thermal efficiency of the engine reaches 38%. Matching the domestic independent research and development of longitudinal 9AT transmission, the first speed ratio is 5.288, the highest transmission efficiency can reach 97%, and the maximum bearing torque can reach 750N·m, which is smooth and fuel-efficient, and improves the driving quality.

In terms of off-road performance, the 2024 tank 300 will continue to be equipped with a non-loaded body professional off-road chassis, providing a solid guarantee for the torsion resistance and handling stability of the whole vehicle. The approach angle is 33, the departure angle is 34 and the longitudinal passing angle is 23.1, which will bring excellent trafficability to vehicles. Trailer hooks are equipped at the front and rear, and a safety hole is reserved for dragging the rear, which is convenient for the vehicle to get out of trouble and the trailer. At the same time, the 2024 model is equipped with a new generation of ATS all-terrain control system, which has a variety of driving modes to meet the flexible driving control required by various road conditions, bringing the pleasure of controlling at will.

In terms of intelligent technology, the 2024 tank 300 is equipped with L2+ intelligent driving assistance system and a number of intelligent technologies, such as ACC adaptive cruise and LKA lane keeping assistance, to ensure active safety and comfortable driving in multiple scenarios. In addition, the 2024 model is equipped with vehicle remote control function to control the state of the vehicle at any time, making it more intelligent and convenient to use the vehicle.

Since its listing, Tank 300 has always maintained a hot-selling trend. As of July this year, the cumulative sales volume has exceeded 240,000 units. With the sales performance of a ride, the tank brand has successfully occupied the position of king in the off-road market. With the launch of the 2024 tank 300, the product strength of the whole vehicle will be further strengthened, which will also bring more attractive choices to the market.

　　In Jiaguan Town, Qionglai City, the embroidered mothers embroidered the ordered products in Yang Hua Treasure Qiang Embroidery Studio. Our reporter Yang Shushe

　　Wei Qin (middle), deputy chairman of the Yibin Municipal Committee of the Agricultural Workers’ Party and professor of Yibin College, studies the cultivation of Cinnamomum camphora seedlings. Photo courtesy of the United Front Work Department of Xuzhou District Committee, Yibin City (data picture)

　　— — A sample survey on the practical innovation of United front work in counties and districts to help the high-quality development of county economy

　　In July, the provincial county economic development conference was held in Chengdu. More than two weeks ago, the on-site meeting of United front work in counties and districts of the province was held in Yibin. Two conferences have been held successively, focusing on the same field — — County territory.

　　"The development of county economy is a major event related to the overall situation and the long-term. The province’s United front will give full play to its advantages and specialties, focus on the practical innovation of county-level United front work, and help the high-quality development of county economy in the province." The relevant person in charge of the United Front Work Department of the Provincial Party Committee said.

　　How can the United front work in counties help the high-quality development of county economy through practical innovation? A few days ago, the reporter went to Xuzhou District, Qionglai City, Shehong County and other places in Yibin City to learn about relevant exploration attempts in various places.

　　focus

　　□ Yu Shuman Our reporter Fu Zhenqing

　　It not only introduces wisdom but also attracts investment. The advantageous industrial chain has become longer.

　　Observation point

　　Xuzhou District, Yibin City

　　Innovation practice

　　Set up a think tank of scientific and technological experts to "open the pulse" for the development of characteristic and advantageous industries

　　Give full play to the advantages of extensive contacts and "attract investment with emotion" to help complete the last link of the oil and camphor industry chain in Xuzhou

　　On July 18th, Wei Qin, vice chairman of Yibin Municipal Committee of the Agricultural Workers’ Party and professor of Yibin College, completed the latest research report "High-quality development strategy of Yibin characteristic agricultural industry — — Present situation and countermeasures of high-quality development of Cinnamomum camphora industry. In recent years, Wei Qin and her research team have been focusing on the efficient cultivation and utilization of Cinnamomum camphora. Cinnamomum camphora is the most important characteristic advantage industry in Xuzhou District of Yibin City.

　　There is a long history of Cinnamomum camphora planting in Xuzhou District. There are 370,000 mu of Cinnamomum camphora bases, with an annual output of more than 10,000 tons of Cinnamomum camphora oil, accounting for 70% of the country’s total, and it has the reputation of "Zhanghai in the world".

　　However, the development of Cinnamomum camphora industry in Syria is not smooth sailing. According to the reporter’s understanding, the development of Cinnamomum camphora industrial chain is not complete, especially the lack of terminal industries, the low level of management and protection of Cinnamomum camphora planting, and the low oil yield have become bottlenecks for further industrial upgrading.

　　Jing Hong, deputy director of the United Front Work Department of the Xuzhou District Committee, told the reporter that in order to help the further development of the oil camphor industry in Xuzhou, the United Front Work Department of the Xuzhou District Committee implemented the "Concentric Helping the Bohai Sea" project and set up a think tank of Bohai science and technology experts represented by Wei Qin. "We bring together non-party experts to build a platform, provide convenient conditions and services for them to carry out research."

　　The team of experts has rich scientific research achievements. The research report "Growth Characteristics of Cinnamomum camphora Plantation in Yibin" provides a scientific theoretical basis for the improvement of Cinnamomum camphora planting. By changing the traditional planting method of Cinnamomum camphora, the oil yield is increased by 10%. The team of experts also took the lead in establishing the first pilot extraction point of high-efficiency extraction of crude oil from Cinnamomum camphora and production of biomass fuel from Cinnamomum camphora leaf residue in Xuzhou District, realizing the market-oriented application of research on planting edible fungi from Cinnamomum camphora leaf residue.

　　On the one hand, the United Front Work Department of Xuzhou District Committee and the Federation of Industry and Commerce also play the advantage of extensive contacts, "inviting investment with emotion" to help complete the last link of Xuzhou Oil Cinnamomum camphora industrial chain. "Foreign chambers of commerce have played an important role." Jing Hong told reporters that in recent years, Suzhou has set up seven chambers of commerce in different places in Beijing and Shanghai, and established friendly relations with 12 foreign federations of industry and commerce, and collected information on the upstream and downstream industrial enterprises of oil camphor through their strength. After the target was locked, the United Front Work Department of the District Committee, the District Federation of Industry and Commerce and local enterprises in Syria jointly formed a small investment team to conduct an inspection tour of the deep processing project of Cinnamomum camphora at home and abroad and discuss cooperation intentions.

　　In the end, five leading enterprises in related supporting industries of Cinnamomum camphora terminal industry chain, including Taiwan Province Yulixing Daily Chemical Company and Indonesian Eagle Label Group, chose Xuzhou, and successively invested 320 million yuan to build two deep processing plants of Cinnamomum camphora, producing 800 tons of handmade soaps, 1,000 tons of shampoo and bath products, 1,500 tons of washing and cleaning products, 300 tons of sesame oil and essential oil products with an annual output value of 1.08 billion yuan.

　　[opinion]

　　"Consolidating industrial support is an important task for the high-quality development of county economy. The practical innovation of United front work in counties should give full play to the advantages of talent pool, resource-intensive and extensive contacts, and provide intellectual and outreach support for county industrial development." The relevant person in charge of the United Front Work Department of the Provincial Party Committee said.

　　Great changes have taken place in the small towns where "concentric mulberry" gathers talents.

　　Observation point

　　Qionglai city

　　Innovation practice

　　Create a "concentric mulberry" talent organization, aim at local rural talents and foreign talents, and gather United front talents in farming, cultural tourism and social governance.

　　Qionglai City reached a three-year cooperation plan with eight democratic parties, striving for the strength of democratic parties and helping Qionglai rural revitalization.

　　On the afternoon of July 22, in Jiaguan Town, Qionglai City, 51-year-old Shi Xiaorong stuck her head in embroidery. "The small pattern on this notebook can be embroidered in two days, and the scarf takes half a month." Shi Xiaorong is already a skilled embroidered mother, and her master is Yang Huazhen, a well-known inheritor of national intangible cultural heritage and a master of arts and crafts in Sichuan Province.

　　In Jiaguan Town, Yang Huazhen’s Tibetan and Qiang embroidery studio has become a well-known brand of rural revitalization and cultural creation. Yang Huazhen is from Xiaojin County, Aba Prefecture. Why did he settle in Jiaguan Town, Qionglai, a hundred miles away? This stems from the "concentric mulberry" talent organization created by the United Front Work Department of Qionglai Municipal Committee.

　　"What is most lacking in rural revitalization is talent." Chen Jianyuan, executive deputy director of the United Front Work Department of Qionglai Municipal Committee, told reporters that in May last year, the United Front Work Department of the Municipal Committee began to plan "concentric mulberry" and took Jiaguan Town as one of the demonstration bases.

　　Choose Jiaguan Town, because it is the most remote town in Qionglai, and its development needs are urgent. Another reason is that there are many rural talents gathered here. For example, Yang Dazhu, an expert in tea planting, led the establishment of Tianguan Tea Specialized Cooperative to lead villagers to grow tea and get rich.

　　"We will first organize the local township sages and play a role." Chen Jianyuan said, on the other hand, "Tongxin Mulberry" aims at foreign talents, regardless of occupation, age and education, giving priority to attracting rich experts and characteristic practical and technical talents. Yang Huazhen was attracted to Jiaguan Town in this way.

　　In less than a year, the "Tongxin Sangzi" project has gathered more than 80 United front talents in breeding, cultural tourism and social governance for Jiaguan Town, of which 1/3 are from outside Qionglai.

　　But this is not the biggest innovation of "concentric mulberry". In August last year, a group of people from the United Front Work Department of Qionglai Municipal Committee visited the democratic parties in Chengdu, striving for the strength of the parties and helping the rural revitalization in Qionglai. After three months of repeated consultations, Qionglai reached a three-year cooperation plan with eight democratic parties.

　　"Our cooperation is very pragmatic. According to the advantages of the sector, each party only focuses on one field and takes three years to complete." Chen Jianyuan said, for example, the Chengdu Municipal Committee of the Revolutionary Committee of the Chinese People’s Republic of China, which has a large number of legal professionals, sent 11 lawyers to 11 villages in Jiaguan Town as deputy directors of the rule of law of village committees. The Chengdu Municipal Committee of the NLD gives full play to the advantages of the cultural sector and plans to arrange a program for each of the 11 villages in Jiaguan Town every year. The Chengdu Municipal Committee of the Agricultural Workers’ Party organizes medical experts to sit in Jiaguan Town and give lectures every month. "Every party has a small goal. I believe that after three years, these small goals will make great changes in Jiaguan Town." Chen Jianyuan said.

　　[opinion]

　　County economy is a regional economy with the county as the center, towns as the link and rural areas as the hinterland. The development of county economy can not be separated from the in-depth implementation of rural revitalization strategy.

　　"In the process of promoting rural revitalization, the new United front forces represented by new generations, new rural sages and new literary and artistic groups can play an important role." The relevant person in charge of the United Front Work Department of the Provincial Party Committee believes.

　　Serving innovation and starting a business, building a demonstration park for United front work of "new-generation people"

　　Observation point

　　Shehong county

　　Innovation practice

　　Create a new demonstration park of United front work for people from all walks of life, which integrates education guidance, social service, innovation and entrepreneurship.

　　The new demonstration park of United front work for people from all walks of life has successfully hatched nearly 50 enterprises.

　　"Without the help of the United Front Work Demonstration Park, our team would not have developed so fast." On July 22, Huaqiang, member of Jiu San Society and executive deputy general manager of Sichuan Puli Technology Co., Ltd. told the reporter.

　　Puli Technology is a scientific and technological enterprise successfully hatched in the new social stratum United Front Work Demonstration Park in Shehong County. A backup power supply product for communication equipment base stations developed by the company has been widely used in 21 cities and states in the province.

　　Huaqiang still remembers that at the beginning, a total of six people with his partners came to Shehong to start the journey of innovation and entrepreneurship. "From the beginning, we got the support of the United Front Department and helped us get investment in capital and technology." Huaqiang said, especially the new demonstration park of United front work for people from all walks of life has provided a lot of help for the development of enterprises. "Our team mainly focuses on research and development, and is not good at docking with the government and industrial and commercial finance. These demonstration parks all help us solve it."

　　According to the relevant person in charge of the United Front Work Department of Shehong County Committee, in 2017, in order to create better conditions for innovation and entrepreneurship for returnees and corporate executives in the Western International Technical Cooperation Industrial Park, the United Front Work Department of Shehong County Committee was responsible for creating a new demonstration park for the United Front Work of social strata, which integrates education guidance, social services, innovation and entrepreneurship. In the park, innovation and entrepreneurship incubation center, concentric garden, United front knowledge corridor and other functional areas are set up.

　　"On the one hand, through the platform of the demonstration park, we will provide innovative and entrepreneurial services for small, medium and small enterprises." The person in charge introduced that on the other hand, the demonstration park has built a platform for communication. In 2018, there were three democratic parties and two social groups in Shehong County to carry out activities here.

　　Up to now, Shehong’s new demonstration park of United front work for people from all walks of life has successfully hatched nearly 50 enterprises, including Sichuan Silicon Micro-technology Co., Ltd., Sichuan Alfatek Technology Co., Ltd. and Sichuan Puli Technology Co., Ltd., among which Silicon Micro-technology successfully established a cooperative relationship with German PT Company this year, and promoted the development of wafer-level packaging, semiconductor discrete devices and integrated circuit components production technology in China through international cooperation.

　　At the same time, more than 10 enterprise executives and senior technicians in the park were recruited to join the new social stratum people’s association in Shehong County, and 9 new social stratum people with master’s degree or above formed a professional tutor team to actively participate in innovative research and development around emerging industries such as information technology, modern agriculture and new materials, and provide consulting services for the local entrepreneurial teams in Shehong.

　　[opinion]

　　"The private economy is an important force in the development of county economy. There are a large number of United front objects such as non-public economy and new social strata in small and micro enterprises and innovation and entrepreneurship teams. The practice and innovation of United front work in counties should effectively build a service platform for them and create a good environment. Help them grow up healthily and inject vitality into the development of county economy." The relevant person in charge of the United Front Work Department of the Provincial Party Committee said.

As one of the core technologies of new energy vehicles, power battery technology plays an important role in improving vehicle cruising range and safety, reducing user’s use cost and improving driving experience. To this end, Guangzhou Automobile Group has always attached great importance to the research and development and innovation of power battery technology, and has made important breakthroughs.

As early as the Guangzhou Auto Show in 2023, Guangzhou Automobile Group announced a major breakthrough in the research and development of all-solid-state battery technology, which has the characteristics of high safety and large capacity and will be mass-produced in 2026.

On April 12th, on the Science and Technology Day of Guangzhou Automobile Group, Guangzhou Automobile Group officially released the all-solid-state battery technology, with an energy density of 400Wh/kg, which is expected to be the first to be used on related models of Haobo brand.

On this Science and Technology Day, Guangzhou Automobile Group focused on the process and application of autonomous driving technology. In the field of intelligent driving, Guangzhou Automobile Group has mastered many core technologies, including super parking that can complete parking in extreme space, one-button calling and driving, and cross-floor driving with large curvature slope, as well as high-speed NDA, urban NDA, traffic jam pilot TJP, etc. In the field of driverless driving, the demonstration operation of Robotaxi has been realized.

The auto-driving solution with no map and pure vision launched on this Science and Technology Day will let vehicles get rid of sensors such as laser radar, and instead perceive everything in a visual way like human beings, and get rid of the restrictions of high-precision maps. It is planned to be loaded in 2026 to achieve high-order intelligent driving.

(Proofreading/Deng Qiuxian)

　　BEIJING, Beijing, June 16 (Wu Tao) "Last month, there was a surplus of traffic in the package, and I went to other places, and the bill generated a traffic fee outside the package." I believe many people have encountered this situation and blamed it on traffic roaming charges.

　　However, is there any roaming of traffic? Why should telecom operators distinguish between local traffic and national general traffic? Why is the unit price of traffic different after the usage of some packages is exceeded? Zhongxin. com (WeChat WeChat official account: cns2012) combed and investigated this.

　　Recently, China News Network Weibo launched a report on "Mobile phone traffic is actually divided into local traffic and national use. What do you think?" A small survey.

　　Status: Distinguish between local traffic and national general traffic.

　　From October 1 this year, the three major operators will completely cancel the domestic long-distance and roaming charges of mobile phones, which means that the charges for calling anywhere in China and the whole country will be the same in the future, and no longer distinguish between local and foreign long-distance calls. However, in terms of traffic, many packages still distinguish between local traffic and national general traffic.

　　"The local traffic is inexhaustible, and the national traffic is not enough." Recently, many netizens reported to Zhongxin.com that they encountered this situation when using mobile phone traffic. Ms. Zhang, a user of Beijing Mobile, told Zhongxin.com that she went to Dalian for a few days this month. Although there was a lot of traffic in the mobile phone package, it was mostly local traffic in Beijing, so after going to Dalian, she could only use the traffic tightly and didn’t dare to take photos.

　　There are many other examples. In a survey on local traffic and national general traffic recently launched by Zhongxin. com, Weibo netizen @ Xu Xiaotong said: My Hebei number is in Henan, and the monthly traffic in the package is 2GB. The traffic in Hebei Province cannot be used, and I have to charge the phone bill every month.

　　Why should it be divided into local traffic and national general traffic?

　　With the acceleration of population flow, it is difficult for many people to wait for a long time in a region, and it is very troublesome to change their mobile phone numbers because many online accounts are bound. In this case, why do the three major operators have to distinguish between local traffic and national general traffic? Zhongxin. com contacted relevant persons of the three major operators.

　　China Unicom explained that China Unicom Group has launched a national general traffic package, and local companies will launch some local traffic packages according to local characteristics, mainly for people who don’t travel frequently.

　　China Telecom said that in order to meet the differentiated needs of users, China Telecom has provided diversified traffic products differentiated by region, time, content and terminal type, as well as various preferential forms such as promotional gifts, providing users with more choices.

　　A staff member with knowledge of China Mobile said that the network resources in different places are not balanced, and the traffic consumption is also different. The provinces with low traffic consumption may give the surplus local traffic to consumers or sell it to consumers at low prices, which leads to local traffic and national general traffic.

　　Xiang Ligang, an expert in communication industry and chairman of Zhongguancun Information Consumption Alliance, said in an interview with Zhongxin. com that local traffic is actually a kind of preferential traffic, and the price is cheaper than that of the national traffic. But now the user’s idea is to use the national traffic and pay the price of local traffic.

　　"At present, this is basically impossible to achieve, but the future trend is that the traffic price will be continuously lowered, but it will take time." Xiang Ligang said.

　　The price of traffic outside the package is inconsistent. Why?

　　Zhongxin. com also found that even for the same telecom operator, different packages have different traffic charges beyond the package. For example, the national version of China Unicom’s 4G package will be charged according to 0.2 yuan /MB after the domestic traffic exceeds the package limit; However, for the premium version of China Unicom’s 4G package, the domestic traffic will be charged at 0.27 yuan /MB after exceeding the package limit.

　　The same is true for China Telecom. The price of out-of-package traffic is 0.0001 yuan/KB. Enjoy the 4G package, and the traffic beyond the package will be charged at the price of 0.3 yuan /MB. The price of out-of-package traffic of China Mobile is 0.29 yuan /MB, which is unified throughout the country. (Note: The three major operators all offer preferential measures for the off-package traffic, and will not introduce them one by one. )

　　China Unicom explained, "Because the local traffic package price is low, the price of traffic beyond the package will be relatively high." China Telecom said that the price inside and outside the package is the difference between preferential tariff and standard tariff, and the package is actually a preferential combination, which is also the common practice of telecom operators in the world.

　　Xiang Ligang believes that this is a marketing method, and there is a discount if you buy more and use more, which is used in many industries. "For example, for users who use 10GB of traffic every month and users who use 1GB of traffic every month, there is nothing wrong with setting different unit price standards for traffic beyond the package limit." Xiang Ligang said.

　　However, the above survey initiated by Zhongxin.com shows that as of 17: 00 on the 15th, 84.8% of netizens believe that the price of out-of-package traffic of the same operator should be the same; 11.9% of netizens support the diversification of telecom operators’ traffic packages and the diversification of prices.

　　The decline of traffic price is still the future trend.

　　In the interview, Zhongxin. com learned that more than one telecom operator denied that there was roaming in traffic. According to the above-mentioned China Mobile insider, there is no roaming charge for traffic, but only a distinction between local traffic and national general traffic, and the unified price of national traffic is the general trend, and the traffic price will be continuously lowered.

　　However, Xiang Ligang believes that the future traffic pricing trend may be the same as now, with certain differences to meet the needs of different users. "If the national traffic is at a price, it may be unfair to those users who use more traffic every month, because they can’t enjoy the preferential price of local traffic."

　　There are indications that the downward adjustment of traffic price is still the future trend. In March of this year, the three major operators announced the results since speeding up and reducing fees, involving mobile traffic. China Mobile said that from 2014 to 2016, the average unit price of China Mobile’s Internet access dropped by 63.5%. China Telecom said that in the past two years, the mobile phone traffic charges of China Telecom dropped by 57.4%. China Unicom said that the average traffic tariff level of China Unicom dropped to a new low in 2016, which was more than 48% lower than that at the end of 2015. (End)

　　Differentiated Positioning, Characteristic Management, New Network Bank Practice Digital Technology inclusive finance

　　Chengdu, Sichuan News Network, March 12-The orderly landing and sustainable operation of inclusive finance are still the focus of attention of all parties. In this year’s "two sessions" government work report, Premier Li Keqiang clearly proposed to "reform and improve the financial service system, support financial institutions to expand their business in inclusive finance, and strive to solve the financing difficulties and expensive problems of small and micro enterprises."

　　At the press conference held on March 2, "CBRC defuses financial risks and leads the high-quality development of banking service economy", the head of the Urban Banking Department of CBRC fully affirmed the positive role played by private banks in lowering the financing threshold, reducing bank operating costs and customer costs, and broadening financing channels. He said that CBRC would guide private banks to adhere to differentiated market positioning and actively practice inclusive finance.

　　As the seventh private bank approved for construction in China, it is also the third internet bank in China and the first internet bank in the central and western regions. Since its opening in December 2016, Sichuan Xinwang Bank has adhered to the differentiated positioning of "mobile internet, inclusive compensation" and the characteristic operation of "digital inclusive and universal connection" with the help of scientific and technological means such as mobile internet, big data, cloud computing and artificial intelligence, and complemented the advantages of prime bank with the role of "complement".

　　The person in charge of the Urban Banking Department of the China Banking Regulatory Commission said at the press conference that all 17 private banks have been opened, and their business development is generally stable, with rapid growth of assets and liabilities, good profitability and low overall risk. It is worth mentioning that: "Private banks have bright spots in serving the people and many unexpected gains."

　　First, effectively lower the financing threshold. Private banks actively use technologies such as mobile internet and big data mining to help many customers who lack credit records and collateral to obtain credit support, effectively lowering the financing threshold.

　　The second is to innovate risk control means to achieve "speed up and reduce costs". Some private banks use digital risk control system to replace the traditional manual processing of banks, and realize automatic, batch and low-cost pipeline credit lending, which not only reduces the bank operating cost and customer financing cost, but also effectively reduces the time for loan customer application and bank review, and achieves the customer experience of "second-by-second loan and real-time loan".

　　The third is to enrich financial products and broaden financing channels. Some private banks have enriched credit products, improved credit processes and helped broaden financing channels in view of the financing needs and practical difficulties of different types of customers, effectively alleviating the problem that small and micro businesses are difficult to obtain financing due to the lack of collateral and business data.

　　Adhere to the positioning of the new network bank and focus on "digital inclusiveness"

　　As a pilot of the second batch of private banks, Sichuan Xinwang Bank was jointly established by New Hope Group, Xiaomi and Hongqi Chain. At the beginning of the approval, Xinwang Bank actively responded to the regulatory requirements, taking serving small and micro groups and supporting the real economy as its fundamental purpose, building big data risk control and financial technology as its core competence, focusing on deepening inclusive finance by digital means, and providing convenient and efficient financial services for 80% of small and micro groups that have not received perfect financial services.

　　In Xinwang Bank, users don’t need to go to outlets and submit paper materials. They can apply at any time and place for 7*24 hours with only one mobile phone, and apply for loans every second, lend in real time, and pay them back with the loan, which greatly improves the availability of financial products and effectively reduces the time and cost of applying for loans for users.

　　As of January 23, 2018, there were more than 10 million users of Xinwang Bank, covering 31 provinces, municipalities and more than 300 cities across the country, and users in remote areas of fourth-and fifth-tier cities such as Bazhong, Dazhou and Nanchong in Sichuan, as well as users in Beijing, Shanghai, Guangzhou, Shenzhen and Chengdu, who can obtain convenient and efficient financial services. Statistics show that nearly 30% of users have never enjoyed financial services and lacked credit records before applying for a loan from Xinwang Bank.

　　In terms of financing amount and service cycle, the credit products of Xinwang Bank also have the characteristics of small amount, high frequency, fragmentation and generalization. The minimum loan can be borrowed from 500 yuan, and the shortest loan can be borrowed for one day. By the end of 2017, the per capita loan amount of Xinwang Bank users was 3,300 yuan, and the average loan period was 75 days.

　　Financial technology injects new development momentum into banks.

　　In this year’s government work reports of the two sessions, scientific and technological innovation and innovation drive have also been mentioned many times. At present, technologies such as big data, cloud computing, artificial intelligence and blockchain have been deeply integrated with the financial industry. For a long time to come, financial technology will inject new development momentum into financial institutions.

　　As Liu Yonghao, member of Chinese People’s Political Consultative Conference and chairman of New Hope Group, said in the panel discussion of CPPCC, with the country’s reform and opening up and more and more open policies, private enterprises have advantages in the new economic fields represented by mobile Internet, big data and artificial intelligence.

　　In the field of new finance, as the first batch of banks that comprehensively use machine learning technology to make retail credit risk decisions, Xinwang Bank is driven by financial technology to continuously improve service efficiency and optimize user experience.

　　In the core risk control link, Xinwang Bank has independently developed an anti-fraud system, which comprehensively uses technologies and means such as face recognition, bio-probe, device fingerprint and associated network to control the anti-fraud risk. At present, it can complete the parallel execution of hundreds of rules under the current business volume, and can output results in milliseconds. By the end of 2017, the anti-fraud system effectively blocked 600,000 risk fraud attacks, ensuring the safe and smooth progress of business.

　　At the level of real-time credit decision-making, Xinwang Bank also uses artificial intelligence and machine learning algorithms to make real-time portraits, analysis and judgments of users. At present, 99.6% of the credit business has been approved by machines in the whole process, and only 0.4% of large credit and suspicious transactions need manual intervention, and the audit results can be output in 7 seconds at the earliest, which greatly improves the efficiency of credit approval and saves the operating costs of banks.

　　Under the support of financial technology, Xinwang Bank knows that it shoulders the responsibility and mission of "supporting the real economy, serving small and micro groups, and practicing inclusive finance", and will fully stimulate its dual genes of finance and Internet, adhere to differentiated positioning and characteristic operation, and rely on big data risk control and technology and finance capabilities to build a digital technology universal bank and practice digital technology inclusive finance.

Work temperature is 30 ° C, and the amount of carrier flow under the long-term continuous 90% load is as follows:

1.5 square millimeters – 13A

2.5 square millimeters – 26A
4 square millimeters – 32A

6 square millimeters – 47A
16 square millimeters – 92A

25 square millimeters – 1220A

35 square millimeters – 150A

Current conversion power:

1A=220W,

10A=2200W,

So on and so forth.

For example, if the carrier traffic is 14A, it is: 220W × 14=3080W, then 1.5 square copper wire power is 3.08 kW.

Long-term current allowed by national standard:

4 square is 25-32A

6 square is 32-40A

In fact, these are the theoretical security values, and the limit value is more than these.

The maximum power allowed by the 2,5 square copper wires is: 5500W.

4 square 8000W, 6 square 9000W is no problem.

40A’s digital meter is normal 9000W absolutely no problem. The 12000W of the machine will not be burned.

03

Copper wire wires allow long-term current:

2.5 square millimeters (16A ~ 25A)
4 square millimeters (25A ~ 32A)
6 square millimeters (32A ~ 40A)

for example :

1. Each computer consumes approximately 200 ~ 300W (about 1 to 1.5a), then 10 computers need a 2.5-square millimeter copper wire power supply, otherwise a fire may occur.

2, the large 3 air conditioner consumption is approximately 3000W (about 14a), then one air conditioner requires a separate 2.5 square millimeter copper wire power supply.
3, the current housing outlet is generally 4 square millimeters of copper wire, so the home appliances open at the same time must not exceed 25A (ie 5500 watts), some people replace the wires in the house to 6 square millimeters copper wires are useless. Because the wires entering the meter are 4 square millimeters.
4. Early housing (15 years ago) The import line is generally 2.5 square millimeter aluminum wire, so the home appliances open at the same time must not exceed 13A (ie 2800 watts).

5, household appliances that are relatively large consumption are: air conditioner 5a (1.2), electric water heater 10a, microwave oven 4a, rice cooker 4a, dishwasher 8a, drying machine 10a with drying function, electric heater 4a.

Among the fire caused by the power supply, it is due to the heat of the hair, so all the joints must be welded, and the contact devices that cannot be welded 5 to 10 years must be replaced (such as socket, air switch, etc.).

04

Copper wire wire cable traffic standard cable flow oral estimation:

Take the next two o’clock in nine, and go to the next time.

Thirty-five take three o’clock, double bunom group is five.

The conditions have changed, and the high temperature is 10% off copper upgrade.

The number of tube is two or three four and eight seven six folds.

illustrate:

This mouth is not directly pointed out to various insulated lines (rubber and plastic insulation lines), but "cross-section is multiplied in a certain number" to be represented.

"Two five-point multiply by nine, go to the next time," said that various cross-sectional aluminum insulation lines of 2.5mm2 and below are about 9 times the number of carriers of the cross-section. Such as 2.5mm2 wires, the carrier flow is 2.5 × 9=22.5 (a). The multiple relationship between the carriage of 4mm2 and more wires and the number of cross-section is row, the line number is row, the multiple is successively reduced by 1, i.e., 4 × 8, 6 × 7, 10 × 6, 16 × 5, 25 × 4.

"Thirty-five Take Three Fiveth, Double Bunction] Say", it is said that 35mm2 lead traffic is 3.5 times the number of cross-section, ie 35 × 3.5=122.5 (a). Wire from 50 mm 2 and above, the multiple relationship between the amount of carrier flow and the number of cross-section becomes a set of two two lines, and the multiple is 0.5. That is, 50, 70mm2 wire has a total of 3 times the number of cross-section; 95, 120 mm2 lead traffic is 2.5 times the number of cross-sectional area, and push it according to the secondary.

"Conditions have changed, high temperature nine fold copper upgrades". The above mouth is the copper core insulation line, which is determined under the condition of 25 ° C in ambient temperature. If the aluminum core insulation line is in the area where the ambient temperature is higher than 25 ° C, the wire carrier flow can be calculated according to the above-mentioned oral calculation method, and then hits it again; when used is not an aluminum wire but the copper core insulation line, Its carrier flow is slightly larger than the same size aluminum wire, and can calculate a carrier flow than the aluminum wire in the above-mentioned oral method. For example, the flow of 25mm2 copper wire can be calculated according to 25 mm2 aluminum wire.

Tips

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