What are the cross-border e-commerce platforms?

1. International B2C cross-border e-commerce platforms: AliExpress, Amazon, eBay, Wish, Lanting Jishi and Dunhuang;
2. Imported cross-border e-commerce platforms: Ocean Terminal, Tmall International, Suning Yunshang’s overseas purchase, and Netease Koala’s overseas purchase and SF Haitao’s recent purchase;
3. Localized cross-border e-commerce platforms: Flipkart India, walmart Wal-Mart, yandex Russia, new egg USA newegg, trademe New Zealand, mercadolivre Meilan cabassi, ali, dhgate and ipros.

We will implement 20 measures to optimize prevention and control, and accelerate COVID-19 vaccination for the elderly in many places.

  On November 11th, the joint prevention and control mechanism of the State Council announced 20 measures to further optimize the prevention and control work, which mentioned, "Accelerate the improvement of vaccination coverage, especially for the elderly."

  On November 12th, Chang Jile, deputy director of the National Bureau of Disease Control and Prevention, stressed at the conference of joint prevention and control mechanism in the State Council that the elderly should take the initiative to vaccinate and strengthen immunization in time. Only by improving the vaccination rate of the elderly can we lay a good foundation for constantly optimizing and adjusting the epidemic policy according to the situation.

  The Paper noted that in recent days, many parts of the country have actively adjusted epidemic prevention policies and issued a series of measures in response to Article 20. Among them, in terms of strengthening the immunization coverage rate of the elderly, many people issued a document calling for: the elderly should take the initiative to vaccinate in time and strengthen immunization. "It is very necessary and important for the elderly to vaccinate!"

  Very urgent

  On November 11th, the State Council Joint Prevention and Control Mechanism issued the Notice on Further Optimizing the Prevention and Control Measures of COVID-19 Epidemic, and doing the prevention and control work scientifically and accurately (hereinafter referred to as the Notice), and issued 20 measures to further optimize the prevention and control of the epidemic.

  It mentioned, "Advance vaccination in Covid-19 in an orderly manner. Formulate a plan to accelerate vaccination and accelerate the increase of vaccination coverage, especially for the elderly. "

  Data show that as of November 11th, China has received 3.44 billion doses of COVID-19 vaccine, covering 1.34 billion people. Among them, 239 million elderly people over 60 years old were vaccinated, and 228 million elderly people over 60 years old were vaccinated in the whole process, covering 90.65% and 86.38% of the population over 60 years old respectively. 180 million people completed intensive immunization.

  In China, the whole vaccination rate of the elderly over 80 years old is 65.7%, and the number of people over 80 years old who have been vaccinated with booster needles accounts for 40% of the total number of elderly over 80 years old.

  "The total number of vaccinations in COVID-19 in China is among the best in the world, but the vaccination rate of the elderly over 80 years old is really not very high." Chang Jile said that according to the statistics of Omicron epidemic in the first half of this year, 96% of the people who died in this epidemic were over 60 years old and 71% were over 80 years old.

  Chang Jile said that from the research situation at home and abroad in the past two years, the effect of vaccine in reducing severe illness and death is obvious, but from the perspective of the number of vaccines, the space is unbalanced, especially for the elderly over 80 years old. It is very necessary and urgent to improve the whole vaccination rate of the elderly and strengthen the needle.

  Advance in many places

  Recently, many places across the country have actively adjusted epidemic prevention policies according to the "Twenty Measures" to promote the elderly population to strengthen immunization coverage.

  On November 14th, Wuhan CDC appealed that there are more than two million elderly people aged 60 and over in this city, with a large population base. There are still some elderly people who have not been vaccinated or have not been vaccinated in the whole process for various reasons, so it is also a "short board" to build and consolidate the national immunity barrier.

  Yang Xiaobing, director of the Institute of Infectious Diseases Prevention of Wuhan CDC, said that caring for the health of the elderly is the responsibility of the whole society! Only by improving the vaccination rate of the elderly, will our immune barrier be consolidated and truly win the initiative and time for the city’s epidemic prevention and control!

  In addition, Qinghai, Dalian and other places have issued relevant notices on promoting the work.

  On November 12th, the Office of the Command for Prevention and Treatment of Pneumonia Infected in novel coronavirus, Haibei Prefecture, Qinghai Province issued the Notice on Resolutely Implementing the Twenty Measures for Optimizing and Adjusting the Prevention and Control Mechanism of Joint Prevention and Control in the State Council, saying that the vaccination in Covid-19 should be promoted in an orderly manner to ensure that the coverage rate of enhanced immunization among the elderly reached over 91.2% before the end of the year.

  According to the notice, all member units of county headquarters and state headquarters should adhere to the bottom line thinking, highlight the problem orientation, grasp the key links, and do a good job of orderly work in the implementation of optimization and adjustment measures to ensure that the epidemic risk is generally controllable. Among them, regarding the "orderly promotion of vaccination in Covid-19", the notice clearly requires: 1. Continue to accelerate the vaccination work in COVID-19, accelerate the improvement of vaccination coverage rate, especially for the elderly, and ensure that the vaccination coverage rate of the elderly will reach over 91.2% before the end of the year; 2. According to the work arrangement of the national and provincial headquarters, the fourth dose of COVID-19 vaccine was promoted in an orderly manner.

  The Notice of Dalian Municipality on Further Optimizing COVID-19 Epidemic Prevention and Control Measures and Doing a Good Job in Prevention and Control issued by the General Command of COVID-19 Epidemic Prevention and Control in Dalian, Liaoning Province requires that all measures for optimizing epidemic prevention and control should be fully implemented from November 11th in accordance with the requirements of the Notice on Further Optimizing COVID-19 Epidemic Prevention and Control Measures and Doing a Good Job in Prevention and Control.

  Among them, regarding "vigorously promoting vaccination in Covid-19", the circular pointed out that "the effect of Covid-19 vaccine on reducing severe illness and death is obvious, and citizens who have not completed the intensive vaccination, especially those over 60 years old, people with high risk of infection and people with low immunity, should complete the intensive vaccination of Covid-19 vaccine as soon as possible to obtain the best protection effect. Street communities in various regions should have a clear base of the elderly and people with basic diseases in their respective areas, establish ledgers, do a good job in publicity and policy interpretation, and guide eligible elderly and people with basic diseases ‘ All kinds should be planted ’ 。”

  very important

  The State Council joint prevention and control mechanism conference has repeatedly stressed that we should accelerate the vaccination of the elderly.

  Why is it so important for the elderly to be vaccinated? In this regard, Wang Guiqiang, director of the Department of Infectious Diseases of the First Hospital of Peking University, said that the elderly, especially those with basic diseases, are prone to serious illness and death after being infected with COVID-19, which has been proved by domestic and foreign data. The resistance of the elderly generally declines, and having basic diseases is more likely to lead to the deterioration of the condition and increase the severity and death.

  "Therefore, six types of high-risk people have been identified in the diagnosis and treatment plan of COVID-19 in China, and we should pay attention to these high-risk people who are seriously ill or even die after COVID-19 infection." Wang Guiqiang said.

  So, how can the elderly effectively prevent infection, severe illness and death? Wang Guiqiang introduced that, firstly, from the aspect of infection prevention, wearing masks, hand hygiene and social distance are effective preventive measures, which are also applicable to the elderly. Secondly, vaccination is an effective means to prevent serious illness and death. It has been clearly confirmed at home and abroad that vaccination can effectively reduce the risk of serious illness and death of the elderly and basic patients.

  Wang Guiqiang appealed that "the elderly, especially those over the age of 80 who have basic diseases, must be actively vaccinated to avoid the risk of serious illness and death after infection."

  Chang Jile also reminded the elderly at the press conference, "Our country has good experience, good organization and good vaccination services, whether it is the vaccination of COVID-19 vaccine or other vaccines in the future, so when the elderly are vaccinated, don’t have too many other concerns, but when you are vaccinated, you should talk to the vaccination doctor and make your overall situation clear."

Yang Yang joined "Passing Through Your World" and starred in "Mao Shiba"

    A few days ago, Deng Chao Weibo released a photo with Yang Yang, confirming that this handsome fresh meat joined the film adapted from Zhang Jiajia’s work of the same name and played the role of "Mao Shiba". It is reported that the film was written by the original author Zhang Jiajia himself, directed by the famous director Zhang Yibai, and jointly produced by Beijing Light Film Co., Ltd., Tianjin Motie Entertainment Co., Ltd. and Tianjin Orange Image Media Co., Ltd.

There is brotherhood in the self-portrait show in Yang Yang, Deng Chao.

   On the morning of May 11th, Deng Chao released four photos with Yang Yang on the set in Weibo, and Aite Yang Yang wrote, "I picked up a younger brother on the road". In the photo, the two keep in sync with each other, taking selfies to show their expressions, which are proud and funny, highlighting brotherhood and showing the young and energetic state of the crew. Netizens named the pair of CP "Little Brothers Group", and also left a message to ridicule "Super Brother, you took Yang Yang away" and shouted "Lamb set himself free".

   Subsequently, Yang Yang forwarded Deng Chao Weibo and Aite directed Zhang Yibai, saying that "Brother’s painting style was amazing, and Mao Shiba was scared to pass by" and officially confirmed to join the film Passing Through Your World and play the role of "Mao Shiba". Since the movie Passing Through Your World announced the cooperation between Deng Chao and Crystal, fans began to look forward to other film creations.

    Besides "Chen Mo" played by Deng Chao and "Yao Ji" played by Crystal, there is also an interesting character "Mao Shiba" in the original work. As the brother of "Chen Mo", this character has left a deep impression on many readers by virtue of its own charm, which also makes people guess who can accurately interpret "Mao Shiba" in the hearts of book fans. Now Yang Yang has confirmed to join the film and play the role, which not only makes fans look forward to it, but also brings new surprises to the cast.

Yang Yang confirmed to join the "world" fans looking forward to "Mao Shiba"

    As a popular fresh meat, Yang Yang has won the favor of a large number of fans with its super-high face value and sunny temperament, and also ushered in numerous cooperation invitations. Yang Yang has performed very well in online dramas, variety shows and TV series, and his popularity has soared.

    In terms of movies, he played "Xu Yi" as the leading actor in the film, and his acting skills were recognized. The film finally won 480 million box office. Now that Yang Yang has confirmed his participation in the film Passing Through Your World, a number of fans have expressed their expectation for his Mao Shiba and praised Yang Yang as the drop-dead gorgeous of the film.

    Passing Through Your World is a popular emotional IP, which was jointly created by the original author Zhang Jiajia and the famous director Zhang Yibai, and combined with many popular and excellent actors such as Deng Chao, Yang Yang and Crystal. I believe the film will bring surprises to the audience. It is reported that other actors will be announced one after another, and the complete lineup of the film is slowly unveiled.

Cold towels selling smart home appliances are not very powerful. The "explosion" is still a bit weak.

1.jpg

On hot days, tourists in the West Lake Scenic Area are "fully armed".

  Zhejiang Online August 12th (Zhejiang Daily reporter Zhang Hui)Although the industry has been in beginning of autumn, the high temperature began to make a comeback on August 10th. The best seller in hot weather must be air conditioning. Affected by this year’s hot weather, air conditioningSignificant progress has been made in "destocking". According to the statistics of Aoweiyun. com, in 2015, the inventory of the air-conditioning industry reached 40 million units, a record high. By the end of June 2016, the inventory of air conditioners had dropped to about 30 million units.

  In addition to air conditioning, what summer cooling tools are popular on hot days? What is the ability of Zhejiang manufacturing to fight in this hot weather? The reporter’s investigation found that in order to deal with "destocking", many air-conditioning companies "bet" on smart products, but the effect needs further observation.

1.jpg

Tourists walk on the Bai Causeway of Hangzhou West Lake with umbrellas.

  Ice cream and sunscreen

  The search volume has increased significantly.

  The reporter checked the data of Hangzhou Meteorological Observatory and found that it entered the initial stage on July 17 this year and ended on August 25, and the "dog days" lasted for 40 days.

  In this "Ge You Paralysis" summer vacation, except for a small number of people such as students, teachers, full-time wives and retired people, most people have to learn the taste of the poisonous sun, so various heatstroke prevention artifacts have emerged. On Taobao. com, Liushen toilet water, Tiger head cooling oil and essential oil have all become hot-selling products. Ice silk sunscreen gloves, sunscreen masks, isolation cream and skin clothes have become hot items for girls; Parents are busy hoarding summer cold stickers and ice cushions for children who are undergoing military training; With the expansion of the "fun run" team, magic cold towels that can help runners absorb sweat and dry quickly are also selling well …

  This summer is too hot, which has almost become a common feeling of Zhejiang people, and the amount of online shopping data is also soaring. According to the data from Netease Koala and YEATION, the first-floor Shui Pi mat is 9 times more expensive than ordinary straw mats, and the unit price is 2,199 yuan, and the market response is also very good this year.

  According to a set of data provided by Alibaba, the number of searches for "ice cream" by users in Zhejiang Province has increased day by day since the second day of Tmall’s July 18th, and the search increase has reached 49% within one week of the 25th. Since July 22, the search volume of sunscreen has also increased significantly, increasing by 26.8% in three days.

  Air-conditioning sales are growing rapidly.

  The order has been placed in October.

  The data shows that the so-called heatstroke prevention tools, including small fans, are defeated in front of air conditioners. From July 23 to 24, the sales of Tmall air-conditioning category increased by 470% year-on-year, and the average daily sales increased by 81.3% compared with the first ten days of July. In addition to air conditioning, the sales peak of refrigerators is also ahead. This summer, the peak of the refrigerator appeared from July 11th to 13th, an increase of 163% over the same period last year.

  Hangzhou Shangbai is a Tmall gold medal seller who operates household appliances of Midea, Haier, Little Swan and other brands. Feng Jiru, the general manager, told reporters that compared with the festivals of e-commerce wars such as "double 11" and JD.COM 618, only air conditioners are best sold in summer. But air conditioning is the only category they don’t do. The reason behind it lies in the high inventory in the air-conditioning industry.

  Thanks to the high temperature this year, the air-conditioning industry has picked up slightly, which is mainly due to the sharp increase in online sales, and offline sales are still in a state of decline. Jiang Lihui of Ningbo Oaks Air Conditioning told reporters that Oaks achieved 150% year-on-year growth in July, with a cumulative increase of 130%. Jiang Lihui believes that this year’s weather is quite strong, and the company’s measures to improve product quality have reduced the inventory to the lowest level in history.

  Busier than air-conditioning manufacturers are air-conditioning accessories manufacturers. Sanhua Group produces air conditioning core accessories. At present, the core components of many international and domestic first-line brands use Sanhua products. Chen Yuzhong of the commercial business department of Sanhua Co., Ltd. told reporters that the peak sales season began in June, and the original production capacity of 400,000 was raised to 600,000. The pressure is still great, and orders have been placed in October. In order to improve the environment for workers to work overtime, Sanhua is urgently installing a sprinkler at the top of the workshop.

  Smart home appliances have large space.

  Key technologies to be broken through

  If there is no high temperature, how to solve the high inventory of air conditioners? How to transform home appliance enterprises? The companies interviewed mentioned smart products in unison.

  "August 1 can be said to be a historical turning point in the air-conditioning industry." Wu Wenxin described it at the recent annual meeting of the United States. He told the media that Midea air conditioners upgraded smart products across the board and gradually eliminated non-smart products. In terms of channels, Midea Air Conditioning will also set up "smart experience zones" in more than 30,000 retail outlets across the country, and carry out the popularization war of smart air conditioners through the "trade-in" activity of smart air conditioners. In order to break through the current "fragmented" situation of smart home appliances, Midea also invited JD.COM, Suning and other channel providers and Xiaomi Huawei and other Internet vendors at this annual meeting, in an attempt to speed up the popularization of smart air conditioners by opening up the industry chain.

  Betting on smart products is not only beautiful, but Haier is the first to explore smart home appliances in the industry. On August 2, Haier announced the achievements of building a big data cloud platform for smart air conditioners at the press conference, also with the theme of intelligence. It is said that Haier’s smart air conditioning market has accounted for more than 60%.

  Wu Dingjian, executive vice president of Suning Air Conditioning Company, said in an interview that consumers’ recognition of smart home appliances was low in the past. The fundamental reason was that smart home appliances did not really solve the pain points and rigid needs of consumers. From the market point of view, the real intelligent air conditioner with human body sensing and other functions still needs a process before the market breaks out. According to Wu Dingjian, at present, in Suning channel, air conditioners with wifi remote control function (basic intelligence) account for 40% of online sales. In the next three to five years, the proportion of wifi remote control intelligent air conditioners in the whole industry is expected to rise to 70%.

  Hu Zhenping, CEO of Yuechen Technology, bluntly said that it is necessary to turn on the air conditioner and water heater at home earlier on the way to work, but these are not just needed. "Smart home appliances began to face the domestic market in 2000. At present, the installation of systematic smart home appliances is still a minority market, and the user experience is not very good. " Hu Zhenping believes that the main reason is that there is no breakthrough in key technologies such as voice recognition, gesture recognition and image recognition, and smart home appliances are still in the era of single products, and the products have not formed a scale.

What engine is used in Kaiyi Xuanjie? Kai yi Xuan Jie size

Kaiyi Xuanjie, a compact SUV, is equipped with an eye-catching 1.5-liter naturally aspirated four-cylinder engine, which is driven at a maximum power of 85kw and can output a maximum torque of 143 Nm when the speed reaches 6150 rpm.

This engine adopts multipoint injection technology, and skillfully combines the design of aluminum alloy cylinder head and cast iron cylinder block, in which the use of cast iron cylinder block enhances the durability and reliability of the engine and can withstand the challenges of high temperature and pressure.

The engine is matched with two transmission options: 5-speed manual or cvt gearbox. Cvt gearbox is praised for its smooth shifting experience and improved fuel economy.

Its internal structure is simple, consisting of two tapered wheels and a steel chain, and its cost is relatively low, which can help reduce the price of vehicles.

In terms of suspension system, the front suspension of Kaiyi Xuanjie adopts McPherson independent suspension to provide drivers with comfortable handling feeling;

The rear suspension uses a torsion beam dependent suspension to optimize the seating space and trunk space. As a compact SUV, the spatial layout is very important for home users.

凯翼炫界

It is worth noting that all parts of Kaiyi Xuanjie are equipped with this 1.5-liter naturally aspirated engine, and there is no turbocharging option. This power configuration aims to balance performance and economy and meet the needs of different users.

[Enough Science] International Day for Rare Diseases: Will Rare Diseases Be Inherited?

February 29th this year is the 17th International Day for Rare Diseases. Did you know that 80% of rare diseases are related to genes? Albinism, porcelain dolls and smiling angel syndrome are all genetic diseases, which are caused by genetic defects. People may not know that rare diseases caused by genetic defects may not necessarily be inherited. Dr. Gu Weihong, a researcher of neurology in Chinese and Japanese hospitals and the general coordinator of the CHPO working group, said that hereditary rare diseases are inherited by genes, and even if there are related genes, there may not be corresponding disease manifestations. Gene transmission and its influence on human body is a complicated process of arrangement and combination. Moreover, seemingly healthy parents may also give birth to children with rare diseases. But patients with rare diseases can give birth to healthy offspring through reproductive intervention technology. (Reporter/Proofread by Yang Wenjun/Intern by Liang Yaqin/Lv Qi)

The Federal Reserve announced that the minutes of the February monetary policy meeting will continue to raise interest rates.

  On February 22nd, local time, the Federal Reserve released the minutes of the Federal Open Market Committee (FOMC) monetary policy meeting from January 31st to February 1st. According to the contents published in the minutes of the meeting, the Fed said that although there are signs that inflation is declining, it is not enough to offset the need for further interest rate hikes. At present, the inflation rate is "still much higher" than the Fed’s target of 2%. What followed was that "the labor market is still very tight, resulting in continuous upward pressure on wages and prices." Therefore, the Federal Reserve decided to raise the target range of the federal funds rate by 25 basis points, which is the smallest rate hike since March 2022. According to the minutes of the meeting, almost all the participants supported the decision and agreed to continue raising interest rates until inflation was controlled.

  At the same time, many participants said that the process of raising the debt ceiling in the United States has dragged on for too long, which may pose "significant risks" to the financial system and economy. Some participants believe that the prospect of economic recession in 2023 is rising. Some participants said that the job market is "very tight", the demand for labor exceeds the supply, and the continuous tight job market will put upward pressure on inflation. (CCTV reporter Xu Wei)

The personal pension system is officially implemented, and everything you want to know is here.

CCTV News:The Measures for the Implementation of Individual Pensions, jointly issued by Ministry of Human Resources and Social Security, Ministry of Finance, State Taxation Administration of The People’s Republic of China, China Banking and Insurance Regulatory Commission and CSRC, was officially released to the public on November 4th. This means that the personal pension system that the society has been paying attention to for a long time has been formally implemented.

So what is a personal pension? Ministry of Human Resources and Social Security said that personal pension is a supplementary pension insurance system. At present, China’s multi-level endowment insurance system mainly includes "three pillars". The first pillar is the basic old-age insurance, which is the main part, and the current coverage has reached 1.04 billion; The second pillar is enterprise annuity and occupational annuity. By the end of 2021, more than 70 million employees had participated in the two annuities. The third pillar includes personal pension and other personal commercial pension financial services. Why should we develop a personal pension system? What’s the use of personal pension? Let’s listen to the heads of relevant departments in Ministry of Human Resources and Social Security.

Jia Jiang, Deputy Director of Ministry of Human Resources and Social Security Endowment Insurance Department:Personal pension is a part of the third pillar with institutional arrangements, and it is a supplementary old-age insurance system with government policy support, voluntary participation and market operation. The establishment of the personal pension system will add an accumulation on the basis of the basic old-age insurance, better meet the diversified old-age insurance needs of the people, and make the old-age life more secure and quality.

Workers in China can participate in the personal pension system.

The Measures for the Implementation of Personal Pension clearly states that the personal pension system covers a wide range, and all workers who participate in the basic old-age insurance for urban workers or the basic old-age insurance for urban and rural residents in China can participate, which also makes the personal pension a "universal" system. So why do you make such a rule? 

Jia Jiang, Deputy Director of Ministry of Human Resources and Social Security Endowment Insurance Department:The first aspect is from the perspective of system function. Only by participating in the basic old-age insurance and realizing the premise of "basic", participating in the personal pension can realize the "supplementary" pension function. Second, from the perspective of coverage, China’s basic old-age insurance system has achieved full coverage of the system. At present, the number of participants has reached 1.04 billion, basically covering the working-age population. Third, willing workers can participate, which can realize long-term payment of personal pension and continuously increase the accumulation of funds in personal accounts.

Personal pension shall be subject to personal account system.

The personal pension is based on the personal account system, including two accounts, one is the personal pension account and the other is the personal pension fund account. The Measures for the Implementation of Personal Pension stipulates that personal pension accounts should be opened on the personal pension information management service platform through the national unified online service portal or commercial banks. Personal pension fund accounts can be opened or designated by a commercial bank that meets the requirements, and can also be designated by other personal pension product sales organizations that meet the requirements.

So, why set up two accounts? What is the relationship between the two accounts? In addition, is there an upper limit for personal pension? Continue to look at the interpretation of experts.

Jia Jiang, Deputy Director of Ministry of Human Resources and Social Security Endowment Insurance Department:To participate in individual pension, participants must first open an individual pension account. By the participants through the national social insurance public service platform, in the personal pension information management service platform to open. It is used to record the whole process information of participants as the basis for participating in the personal pension system and enjoying preferential tax policies. After opening a personal pension account, it is necessary to open a personal pension fund account, which is designated or opened in a commercial bank that meets the requirements. These two accounts are unique and correspond to each other. Among them, through the channels of commercial banks, these two accounts can be opened at one time.

The "Implementation Measures" clarify that the maximum amount of personal pension paid by participants each year is 12,000 yuan, which can be paid monthly, by installments or by year. The payment amount is accumulated according to the natural year and recalculated in the following year.

Jia Jiang, Deputy Director of Ministry of Human Resources and Social Security Endowment Insurance Department:In the future, the state will raise the upper limit of the payment level in a timely manner according to the level of economic and social development and the development of a multi-level endowment insurance system. For participants, they can flexibly choose whether to participate every year or in parts of the year according to their own financial affordability, or they can choose the amount of payment they need during the year, which can be paid in one lump sum or in parts.

Personal pension account funds are mostly used to buy financial products.

After the money is deposited into the personal pension account, how should the money be used and how can it be preserved and increased? The "Measures for the Implementation of Individual Pensions" clearly stipulates that the individual pension shall be subject to the individual account system, and the payment shall be entirely borne by the participants themselves. They shall independently choose to purchase financial products such as savings deposits, wealth management products, commercial endowment insurance, Public Offering of Fund, etc. that meet the requirements, implement complete accumulation, and enjoy preferential tax policies in accordance with relevant state regulations.

Personal pension products are safer, more stable and standardized.

In this way, the funds in the personal pension account are mainly used to buy financial products, so what is the difference between personal pension products and general financial products?

Jia Jiang, Deputy Director of Ministry of Human Resources and Social Security Endowment Insurance Department:Personal pension products are diversified, which is conducive to meeting the investment needs of different groups, and also conducive to promoting market competition, prompting financial institutions to develop better and more financial products and participate in the personal pension system. Compared with general financial products, personal pension products should have the properties of safe operation, maturity and stability, standardized target and long-term value preservation.

The "Implementation Measures" stipulate that participants independently decide the variety and amount of personal pension products purchased from the personal pension fund account. Personal pension product sales institutions should take the principle of "sales appropriateness" as a principle, do a good job of risk warning, and may not actively introduce personal pension products beyond their risk tolerance to participants.

Exempt individual pension fund accounts from multiple fees.

On November 4th, China Banking and Insurance Regulatory Commission issued interim measures to solicit opinions from the public on the management of personal pension business of commercial banks and wealth management companies. The interim measures require commercial banks to waive multiple fees for personal pension fund accounts.

Personal pension fund account is a special account with the functions of personal pension payment, transaction fund transfer, income collection, payment and payment of personal income tax, information inquiry and so on. The fund account will be closed before the conditions stipulated by the state are met.

Dong Ximiao, a researcher at the Institute of Finance of Fudan University:The closed operation of individual pension fund account means that individuals can only make money into the fund account, but can’t transfer it out or collect it before meeting the conditions stipulated by the state. Closed operation helps to ensure that the account funds and income are used for pension purposes, and also helps to guide participants to develop long-term investment habits.

The interim measures also propose that everyone can only choose a qualified commercial bank to open a fund account, and the fund account may not be opened directly in a commercial bank by a personal pension product sales organization. Commercial banks are exempt from annual fees, account management fees, SMS fees and transfer fees for capital accounts.

Personal income tax is paid at the rate of 3% at the time of collection.

Then, what favorable policies can you enjoy by participating in personal pension? First of all, in the payment link, the part that does not exceed the upper limit of 12,000 yuan per year can be deducted before the personal income tax by withholding the comprehensive income of personal income tax or settling it in the next year. Secondly, in the investment link, personal income tax will not be levied on the investment income. Finally, when participants receive personal pensions, they pay personal income tax at the rate of 3%, which is relatively low, regardless of the method and amount of collection. The method of collection is determined by the participants themselves, and they can receive individual pensions on a monthly basis, in installments or at one time.

The assets in the personal pension fund account can be inherited

In addition, whether individual pension can be inherited is also of great concern. It is clearly stipulated in the Measures for the Implementation of Individual Pensions that if a participant dies, the assets in his personal pension fund account can be inherited. If the participant’s social security card is cancelled due to reasons such as going abroad or settling abroad, death, etc., the commercial bank will transfer the funds in the participant’s personal pension fund account to the fund account designated by himself or his successor.

With the breakthrough of optical chips, photonic chips will realize faster and more energy-saving artificial intelligence programs.

Original Hal Bowman 9000 scientific razor

Photonic integrated link driven by Kerr frequency comb. Source: Light Wave Research Laboratory/Columbia Project.

Data centers and high-performance computers running artificial intelligence programs (such as large-scale language models) are not limited by the absolute computing power of their nodes. This is another problem-the amount of data they can transmit between nodes-which is the basis of the "bandwidth bottleneck" that currently limits the performance and expansion of these systems.

Nodes in these systems can be more than one kilometer apart. Because metal wires emit electrical signals in the form of heat when transmitting data at high speed, these systems transmit data through optical fiber cables. Unfortunately, when signals are sent from one node to another, a lot of energy is wasted in the process of converting electrical data into optical data (and back again).

In a study published in Nature Photonics, researchers from Columbia Institute of Technology demonstrated an energy-saving method, which can transmit a large amount of data through optical fiber cables connecting nodes. This new technology improves the previous attempt to transmit multiple signals simultaneously through the same optical fiber cable. Instead of using different lasers to generate light of each wavelength, the new chip only needs one laser to generate hundreds of different wavelengths of light, which can transmit independent data streams at the same time.

Simpler and more energy-saving data transmission method

Millimeter-scale systems use a technology called wavelength division multiplexing (WDM) and a device called Kerr frequency comb. These devices acquire light of a single color at the input end and generate light of many new colors at the output end. The critical Kerr frequency comb, developed by Michal Lipson, professor of electrical engineering and professor of applied physics at Higgins, and Alexander Gaeta, professor of applied physics and materials science and professor of electrical engineering at David M. Rickey, allows researchers to send clear signals through individual and precise optical wavelengths, with space between them.

Photonic integrated chip is placed on a dime. Source: Light Wave Research Laboratory/Columbia Project.

"We realize that these devices are ideal sources of optical communication, and people can encode independent information channels on each color of light and spread them through an optical fiber," said Keren Bergman, a senior author, who is Charles Batchelor, a professor of electrical engineering at Columbia Institute of Technology, and the academic director of Columbia Nano Project. This breakthrough can make the system transmit more data exponentially without using more energy in proportion.

The team miniaturized all optical components to chips with each edge about several millimeters, which were used to generate light, encode it with electrical data, and then convert the optical data back to the electrical signal of the target node. They have designed a novel photonic circuit architecture, which allows each channel to encode data separately, and at the same time, the interference to adjacent channels is minimal. This means that the signals sent with each color of light will not be confused, and the receiver will not have difficulty in interpreting and converting back to electronic data.

"In this way, our method is more compact and energy-saving than similar methods," said Anthony Rizzo, the lead author of the study, who did this work as a doctoral student at Bergman Laboratory and is now a research scientist at the Information Council of the US Air Force Research Laboratory. "It is also cheaper and easier to expand, because the silicon nitride comb foundry can be manufactured in a standard CMOS foundry for manufacturing microelectronic chips, rather than in an expensive dedicated III-V foundry.

The compact characteristics of these chips enable them to directly interface with computer electronic chips, which greatly reduces the total energy consumption, because electrical data signals only need to travel to millimeters instead of tens of centimeters.

Bergman pointed out, "This work shows that this is a feasible way, which can not only greatly reduce the energy consumption of the system, but also improve the computing power by several orders of magnitude, so that the application of artificial intelligence will continue to grow exponentially, and at the same time, it will have the least impact on the environment.

The exciting results paved the way for actual deployment.

In the experiment, the researchers managed to transmit 16 gigabits per second for 32 different wavelengths of light, with a total single fiber bandwidth of 512 Gb/s, and the error was less than one bit in the one trillion transmitted data. These are incredibly high levels of speed and efficiency. The silicon chip for transmitting data is only 4mm x 1mm in size, while the chip for receiving optical signals and converting them into electrical signals is only 3mm x 1mm in size, both of which are smaller than human nails.

Schematic diagram of decomposed data center based on Kerr frequency comb driving silicon photonic link. Source: Light Wave Research Laboratory/Columbia Project.

"Although we used 32 wavelength channels in the proof-of-principle demonstration, our architecture can be expanded to accommodate more than 100 channels, which is completely within the scope of standard Kerr comb design," Rizzo added.

These chips can be manufactured by the same facilities as microelectronic chips in standard consumer laptops or mobile phones, thus providing a direct way for volume expansion and practical deployment.

The next step of this research is to integrate photonics with chip-level drive and control electronics to further miniaturize the system.

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Original title: "Optical Chip Breakthrough! Photonic chip will realize faster and more energy-saving artificial intelligence program.

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The US Embassy in Israel moved to Jerusalem? White House: It’s only a matter of time. It will be announced in the next few days.

[Observer Network Comprehensive Report] In the past two days, the Middle East can be described as coming. Whether US President Trump decides to recognize Jerusalem as the capital of Israel and move the US Embassy from Tel Aviv has attracted much attention.

According to Agence France-Presse, on Monday (4th) local time, the White House said that Trump suspended the announcement of the decision on the relocation of the US Embassy in Israel, and the time would be postponed until 4th local time. In the past 48 hours, many world leaders, including American allies, have issued warnings to Trump.

"The president’s position on this issue has been clear from the beginning. It’s not a matter of deciding or not, but a matter of time," White House spokesman Hogan Gidley said. "It will be announced in the next few days."

Click to view larger image.

In May of this year, Trump visited Israel and visited the famous Jewish holy land "wailing wall" @ vision china.

In order to win over pro-Israel American voters, Trump made a commitment to this during his presidential campaign last year. American officials said that the fickle president has not made a final decision, but he does not expect to transfer the embassy directly to Jerusalem.

However, Agence France-Presse said that domestic politics may prompt Trump to make Jerusalem the capital of Israel, so as to show his attitude to conservative voters and donors.

Trump’s Commitment to Israel in the Campaign (Video/Liu Chuchu)

The status of Jerusalem is a key issue in the Palestinian-Israeli conflict. Israel annexed East Jerusalem after the Middle East War in 1967, and declared the whole of Jerusalem as Israel’s "eternal and indivisible capital". Palestine insists that East Jerusalem be the capital of Palestine.

When the outside world knows that Trump is about to make a decision, leaders from many countries in the Middle East and other regions have warned that Trump will make a change in American policy for decades.

Click to view larger image.

In May of this year, Trump visited Israel and visited the famous Jewish holy land "wailing wall" @ vision china.

French President Macron warned Trump that the status of Jerusalem must be "within the framework of negotiations between Israelis and Palestinians".

Agence France-Presse said that there were also differences within the White House on this matter, and several US officials were unable or unwilling to make a clear statement on Trump’s decision. "The president will make his decision," said kushner, Trump’s Middle East envoy and son-in-law.

On the 3rd, kushner made a rare appearance at the annual meeting of the Brookings Institution, a Washington think tank, to discuss the US Middle East policy. In response to the relocation of the US Embassy, kushner said, "He is still considering many situations. Once he makes a decision, he will explain it to you himself, not me."

Although Israeli Defense Minister Avigdor Lieberman urged Trump to seize this "historic opportunity", AFP said that from the information in other parts of the region, it is clear not to do so.